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 Posted: Sat Apr 07, 2007 7:35 am |
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I just received a National Arbitration Forum Claim from CACV. They are trying to collect money for an account that isn't on my credit report.But, CACV has dinged my credit report now with this same bogus account. What should I do next? After reading about this pitiful excuse for a company, I want to end this problem ASAP. If I did have an account, it seems that the SOL has expired also.
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tnebb
Joined: 17 May 2006
Posts: 6
Debtcc Points: 163
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| Posted: Sun Apr 08, 2007 1:53 am |
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You must make sure about the debt on which CACV is collecting from you. They can take you to the court but they won't get a judgment against you if the SOL is already expired. First confirm on the SOL and then draft a dispute letter and mail it to the company address certified, with return receipt requested. This proof will be enough to save you from any legal actions.
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orake
Joined: 20 Jul 2006
Posts: 483
Debtcc Points: 6732
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| Posted: Mon Apr 09, 2007 3:31 pm |
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I'm sending them a dispute letter today. I still cannot find this account in my credit history, so I guess I'll see what happens next.
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Guest
Debtcc Points: 100
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| Posted: Mon Apr 30, 2007 2:56 pm |
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I sent a DV letter to CACV and received no answer. Today ,I get letters from CACV and National Arbitration Forum, both letters state that a "stay" has been activated. Now what do I do?? This debt does not exist and I want these clowns to go away.I appreciate any advice
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tnebb
Joined: 17 May 2006
Posts: 6
Debtcc Points: 163
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| Posted: Mon Apr 30, 2007 3:03 pm |
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Don't miss the hearing date where the arbitration is filed. Show all the papers to the arbitrator. He will come to know the real thing and about the SOL. The case will be dismissed if the SOL is already expired.
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trophy
Joined: 08 Feb 2007
Posts: 163
Debtcc Points: 2516
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