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 Posted: Mon Aug 14, 2006 1:57 pm |
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Hi Marcis, this site offers free credit counseling. After you register here, someone from your area calls you and discusses about your debt accounts. After taking the free quote, you can decide whether you want to get started with their consolidation plan or just have the free counseling. Besides, you can participate in this forum and interact with the community. You might find easy solutions to a lot of your debt queries.
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anthony
Joined: 22 Jun 2006
Posts: 463
Debtcc Points: 8677
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| Posted: Sat Aug 26, 2006 4:58 pm |
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Hi,
The greatest thing about this site is finding out that I am not alone. I have learned so much from others in the forums in the short time that I have been here. I thank everyone for that.
I think the best thing is feeling empowered. I know I owe this debt, but I know there are laws that do protect me.
Thanks again!
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kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3418
Debtcc Points: 31776
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| Posted: Tue Sep 05, 2006 9:33 pm |
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Community Name:Zachman
Location:NE Ohio
Testimonials:I fell into the trap of credit cards at a young age and it got out of control really fast. I got my first credit card with intensions of building up credit score so I would be able to buy a newer car. Well, the simplicity of buying it now and paying for it later got out of control. I am happy I found this forum. When I did, I was freaking out, and worried about money. Now, I have the mojority of my credit cards paid off and I am working to pay the remaining few off as well. Debtconsolidationcare helped me out tremendously.
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Zachman
Joined: 30 Mar 2006
Posts: 37
Debtcc Points: 1449
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| Posted: Wed Sep 06, 2006 1:01 pm |
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Community Name: kswesterman
Location: Benton, AR
Testimontials: I found this site while searching for contact information for one of the PDL companies that I had a loan with. It never occurred to me until I found this site that I had any recourse against these companies. Everyone was great in helping me, and I have had 4 of the PDL's marked Paid in Full, and even received a refund on one of them. I had paid well over the original loan amount plus the allowable interest in my state on all of my loans, but just didn't see a way out. Thanks to this site and it's members, I have relieved much of my stress!
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kswesterman
Joined: 09 May 2006
Posts: 119
Debtcc Points: 3003
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| Posted: Mon Sep 11, 2006 5:43 pm |
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Community Name: amy445
Location: Ohio
Testimonial: I found myself earlier this summer needing help. So I did like many others and took out pdls thinking "This is only short term" Well, my financial life took a downward spiral from there. I felt trapped and penniless because of these pdls, I felt alone and that I had no hope of getting out of the cycle. But by chance one night I stumbled upon this site and it has been a GOD SEND. I have learned I'm not the only one in the pdl trap and that I have rights. I received good/sound advice from the members followed it by learning my state laws and rights. I followed the members advice and I am finding success with escaping the pdl trap. I've also learned how to improve my credit report/scores by learning from others. I could go on and on. This site is GREAT! I can now sleep at night without my calculator wondering how I will pay my bills. Thank You! (Soon to be PDL FREE!)
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5324
Debtcc Points: 71256
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| Posted: Tue Nov 07, 2006 11:58 am |
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I was so grateful to find this site. To read the stories of real, normal people who have made the same honest mistakes I have. Always nice to know we are not alone and that others have not only been there, but gotten through it. It helps so much to have unconditional support, along with the tons of truly helpful infomation. I feel for once I can start to see a light at the end of the pdl/debt cycle. God bless. This is a great community.
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neensie
Joined: 04 Nov 2006
Posts: 18
Debtcc Points: 550
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| Posted: Tue Nov 07, 2006 12:17 pm |
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Wonderful! Neensie. We are glad you are feeling better. Please participate with us and share your comments on different topics here. It will be nice to listen what you say.
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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| Posted: Tue Nov 07, 2006 12:26 pm |
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I found this site while searching PAYDAY LOAN HELP.. I was like everyone else in big trouble.. not in default but close. I was so happy and surprised to find i was not alone.. I am waiting for a Paid in full on 4 PDL and only 2 more to go.. but I feel more in control.. I couldnt believe I made over 60k and fell in to this trap. Once I am done I can pay the CC off. And I hope in a year I can be [url=http://www.debtconsolidationcare.com/debt-free.html]debt free[/url]...
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Poptartsmom
Debt Samaritan
Joined: 19 Oct 2006
Posts: 408
Debtcc Points: 11598
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| Posted: Tue Nov 07, 2006 12:50 pm |
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Ok, let's keep this rolling.
Community Name: aciotsf
Location: DE
Testimonials: I got hooked to this website because of the quality of the information available here and the experiences of real people. A strong community that I see here cannot be built overnight. It takes time and patience. I am not in debt but I am glad to stay here and interact with people. If there is something on which I can post, I am glad to help.
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aciotsf
Debt Samaritan
Joined: 09 Mar 2006
Posts: 514
Debtcc Points: 6373
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| Posted: Mon Jan 01, 2007 6:01 pm |
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Community Name: dbaker6
Location: OH
Testimonials: I found this site when surfing the net, looking into debt consolidation. I am so thankful for finding this site. I met so many knowledgeable, kind people here. When I first came here, I was scared and didn't have a clue what to do about my situation. The people here guided me step by step with resolving my debt, encouraging me all the way. I have also made wonderful friends here. I am very thankful for this site.
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dbaker6
Moderator
Joined: 25 Aug 2006
Posts: 1609
Debtcc Points: 13841
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| Posted: Wed Jan 03, 2007 10:05 pm |
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Community Name DebtFairy
Location Sandy, Utah
Testimonial I joined Debt Consolidation Care only a few weeks ago. If I had joined sooner, I would have been several hundred dollars closer to having all my debts paid off. With the help I've received from community members of Debt Consolidation Care, my goal of being debt free this year will come much sooner than planned.
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DebtFairy
Debt Samaritan
Joined: 24 Dec 2006
Posts: 414
Debtcc Points: 5204
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| Posted: Thu Jan 04, 2007 11:35 pm |
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Community Name:Funnydiva2002 aka Diva
Location:Washington State
Testimonials: In mid-November I started getting pre-recorded calls from Allied Interstate. No info, just a callback number. So, I googled them and ended up here at Debtcc. Wow! It's been humbling and educational to read the threads here. The good news: Allied Interstate was looking for someone else who just happens to have my last name and first initial. The better news: I pulled my credit report and found a collection that I wasn't aware of and am getting it taken care of. Until I lost my job in fall of 2005, I had superb credit. And after that, I just took it for granted. Not any more!
The BEST news: Your collective experience has helped me get committed to pulling my financial bacon out of the fire. The hard-earned knowledge of this community has booted me in the backside so that I can repair my credit before it gets much worse. Because of what I'm learning here, I'll be able to stay out of some truly awful financial traps. And I've got an opportunity to encourage others and help them stand up for themselves.
Thank you all for being here to help and support people you don't even know. You are the kind of people who make the world a better place.
Best,
Diva
(sorry, no pic yet, I'll work on that...)
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funnydiva2002
Joined: 20 Dec 2006
Posts: 38
Debtcc Points: 1136
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| Posted: Tue Jan 09, 2007 1:14 pm |
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I found this site by mistake, but I'm glad I did. I am at the beginning of the payday loan cycle and right now I can't really see the end of it- I can't catch up enough to stop applying...
_________________
Register today to cash in debtcc points.
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LisaLou
Guest
Debtcc Points: 100
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| Posted: Wed Jan 31, 2007 2:04 pm |
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Community Name: Goudah2424
Location: Portland, Oregon
Testimonials: I came to this site accidently trying to find a phone number for a payday loan I was about to default on. Because of the information on this site I was able to prepare for what was to come. I learned exactly what was a lie and what to do to get myself out of the mess. Because of this site I am now payday loan free and without this site I don't want to think about where I would be . . . .
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 7303
Debtcc Points: 108708
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| Posted: Sun Feb 25, 2007 2:38 pm |
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Community Name: Morningstar
Location: Los Angeles
Testimonials: I found this site because I was bored. I stayed, because I learned more about debt collection in couple of weeks here, than I did in 7 months as a collections manager. I am happy to share my time and ever growing knowledge. For personal use, I've learned to how to stay on top of my credit report, and will do so now.
_________________
The only people with whom you should try to get even are those who have helped you.
-John E. Southard
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Morningstar
Moderator
Joined: 06 Feb 2007
Posts: 1642
Debtcc Points: 16023
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