Testimonials to Internet's first get out of debt community

Yes he did, I will sleep good tonight.

Ahhh, this is so great, seeing everyones life turned around when we did not think there was any hope. I feel so impowered I just want to......where is that Death Star?

This is why we have luke! LOL! nutsie, I'm grateful you found us instead of another pdl. And, I'm more than happy to "kick you in the butt" as I was "kicked in the butt" by reality! This site really opens your eyes and make you become aware. I love it! And I'm happy to help. Like I said, I remember when I first came here. It was like a star landed on my lap. Amazing.

Yeah, I agree !! You get 'em Luke !!!!!!

I will nutsie1.

I agree.... It's so funny.... I use to come home from work, cook supper, clean up the kitchen, watch tv and go to bed, night after night. I still come home and do supper and, most times, get the kitchen cleaned up. NOW, I sit at my laptop for hours, and I mean hours.. reading the posts. I love it.. it keeps me strong.

Cannr
I see you found it
Kash
How lucky we all are. How blessed
Thanks to everyone, for everything

Let's all do a group hug !!!!!

I HAVE A BAD CREDIT AND I NEED TO KNOW HOW CONSOLIDATED DEBT WORK.. I OWED CLOSED TO 3000. HOW MUCH DO YOU CHARGE FOR HELPING ME OUT?
Thanks

I lost my job a couple of years ago. My credit suffered severely and I started trying to fix it and manage to raise the score a few points but its still horrible and I can't get a credit card, a car, not even an education loan for my daughter. Someone please help. I'm so lost right now, I have to get out of this mess.

i am looking for a debt consolidation company but i need a company that deals with lenders because approx $1500.00 will have to be paid upfront. if you have any suggestions i would like their name. thank you lansing michigan.

What type of lenders are they? Payday loan, installment?

First off I should make sure the Payday Loan companies that I am in trouble with are illegal: United Cash Loans, Ameriloan and The worst one: Payday Yes.
Are these companies legal to loan money in Colo ? and the way Payday Yes loans work just really suck and I can't believe that I let them do this to me!!!! I got a $500 dollar loan from them and now I have paid $900 and not one single penny to prinicpal. Can you all on here Please help me figure the best way to get out of this mess ?????? That is the only debt that I am having issues with right now. Except of course the economy issues and living on one income, more goes out than what comes in. I don't think BK will work or Debt Settlement etc.. Just these payday loans

Zip 19 is threatning to garnish my wages they say they have a wage assignment form i want to know don't they or your employer have to notify you before they can garnish your wages even with a wage assignment form to let you know if they have started the process or not.

Just in case, why don't you shoot them an email like the one below, then print it out and show it to your employer. Wage assignments are voluntary and can be revoked at any time. Meanwhile, CLICK HERE to find out how to deal with illegal lenders.

The date
Your name and address
The name and address of the creditor
Your account number with the creditor

Dear Sir or Madam,

I hereby revoke your right to use any wage assignment I may or may not have signed with you. You no longer have my permission to use this wage assignment. I have sent a copy of this to my employer and my financial institution, therefore any wage assignment made by your company will be denied.

Sincerely,
Your signature