Internet's first get-out-of-debt community - 168,000 members

pheropetyp · Posted: Fri Mar 07, 2008 1:13 pm Subject: good forum

Good evening!

I guess admin made wonderful forum where
anyone can discuss latest industry news and meet new collegues.

I've just come here and hope to find many useful things here

propertyarchives · Posted: Mon Mar 10, 2008 6:02 am Subject: Introductions

Hi
I am a new member here. I am from the US and am 25 years old. I am here to
share my experiences and gain from your expertise.

Posted: Wed Mar 12, 2008 12:41 pm Subject:

debt consolidation CARE FORUM IS MY HOME SWEET HOME.
BAD PEOPLE ARE NOT INVITED TO CAME TO OUR HOME.
ONLY GOOD PEOPLE ARE INVITED TO CAME TO OUR FORUM HOME SWEET HOME.

Posted: Wed Mar 12, 2008 6:44 pm Subject:

GOD BLESSES ALL FANTASTIC MEMBERS OF THIS FORUM ALWAYS.

wedjoeldrop · Posted: Sat Mar 15, 2008 5:12 am Subject: Introductions

Hi Friends,
i am new here and i am from Canada. i love cricket and i am a big fan. Nice
to meet you all guys and hoping to learn more from this forum.
Cheers

Appolfrip

Great. Now i can say thank you!
Good job!

megatrendsZ · Posted: Sun Mar 16, 2008 12:00 am Subject: Im New

Hello All
Im New...

Guest · Posted: Sun Mar 23, 2008 2:42 pm Subject:

A good place to file a complaint is with the Federal Communications Commission. The rules they govern are stricter. I believe it is complaint # 1008, or something like that. It's been a few days since I filed a complaint on another number.

FCC doesn't mess with complaints; and my complaints in the past have always been investigated!!!

FTC and donotcall, place complaints on a list, and will investigate, file charges if they see a pattern. So everyone needs to file complaints, so that there will be a definite pattern!.

Anyone have problems with collection agencies calling? There are laws to protect Consumers from these jerks. #1, they technically do not have any authority. They usually purchase charged off bills, from other creditors for pennies on the dollar. #2, because the bill is with an original creditor, you are NOT obligated to these jerks. They will try to convince you that you are. #3 the only way you become obligated to these agencies, is if you make payment arrangements with them; thereby creating a contract/agreement, where none exist, when they first contact you!!!

If you answer the phone, simply say:"I do not discuss financial matters by phone - send me a statement in writing and I will respond to it." Then Hang up!!! Otherwise, they will have you completely shaken!!! The longer they keep you on the line, the more chance they have, to get money from you including payment arrangements â€“ or payment agreement/contract!!! You are NOT legally obligated to talk to them!!!

Collection agencies are ruthless jerks!!! They will tell you they are the original creditor when they are not - even though it is illegal, for them to do it, per Federal Consumer Protection Laws. You can legally sue them for $1,000.00 per violation.

When you do get a statement - google "FAIR DEBT COLLECTION PRACTICES ACT" One or more online Attorney websites will be shown. These websites will have valuable information, including a Cease & Desist sample letter; or a Cease Communication letter. Once received, it is a violation of the Federal Fair Debt Collection Practices Act, to contact you further.

You can also educate yourself by reading Consumer Protection Laws at ftc.gov; a lot of valuable information. Donâ€™t have time, download and read later. You will be glad you did!!!

I am not an Attorney - just an Educated Consumer, in Consumer Protection Laws. I have spent hours studying these laws and becoming familiar with them. They have helped us and friends/family as well; and hopefully it will help someone, who reads this.

And for those self-righteous criticizers, who say, just pay your bills on time; things happen to people with credit card debt, medical bills etc., often beyond their control such as job loss, divorce, death, illness etc. and you find your self in a bind. We've been there, we know. You do not plan to pay late, or not make payments; but if the income quits - there's not a whole lot one can do! You then are forced to prioritize, Mortgage, Utilities, Car payment then food, if you can! Other things have to be let go!

I hope this information will be helpful to somebody who reads it!!!

Regular Mail & Certified Mail #:

Collection Agency
address

Date

RE: Account #â€™s:
Original Creditor
Amount in Dispute:
To Whom This May Concern:.:

I am in receipt of your demand for payment. However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c). Failure to comply with said Notice, shall result in a complaint filed and submitted to the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right, to dispute the alleged debt asserted herein, but at this time I am under no obligation, to respond as a result of (original creditor)â€™s default.

Sincerely,

_________________________________
your name
Address
City, state

Posted: Mon Mar 24, 2008 3:44 am Subject: Hello!!! )

Hi

Bye

maria antonia · Posted: Sat Apr 05, 2008 7:55 am Subject:

Thanks for this great site.
Thanks!!!
Cool

Hiya friends!
Do you recognize where can I read about -bad credit personal loan no payday loans.
I'd be very blessed.

Thank you
Andrew

advertising and link removed..bossy4455

pauloulu · Posted: Wed Apr 09, 2008 2:37 am Subject: Introductions

I am new to this forum and I think you all will help me to enhance my
knowledge. I have been here many times and have always found this to be
a great place for information and advice about a wide range of topics

Paul

Posted: Thu Apr 10, 2008 3:30 am Subject:

yah thats true

Posted: Sat Apr 19, 2008 4:35 am Subject:

thats a great gesture and help u guys are offering here. keep up the good work

JWP

*commercial links removed as per the forums rules- Jason

salamder · Posted: Sun Apr 20, 2008 10:04 am Subject: infosys technologies

I received a card statement yesterday, and discovered that there was an unauthorized charge from the InfoSys Technologies LLC in the amount of $11.98
I wanted to resolve the problem and called their customer support number 517-639-0760, but I reached their answering machine.
From the message I found out that the best way to contact them would be through e-mail support[at]infosystemplates.net
I wrote a letter about my problem to the noted e-mal address, and within 15 minutes I received a reply that the situation will be reviewed, and in about 5-8
hours, I will receive a notice to my e-mail, and then, during 72 hours they will make a refund.
Today I have received a refund and want to take back all the claims for InfoSys Technologies LLC.
The mistake was corrected very quickly, and they have shown themselves as a serious company.
Besides, I got a free version of their product as compensation.
Good work, keep it up!

*e-mail is deactivated for your safety

Senailtkell

Once I've come across in Internet with some chart about payment systems and the places of their registration.
Name of the system
Place of registration
Company format
Place of domain registration

E-gold
Isle of Nevis , Lesser Antilles
Offshore
Melbourne, FL,US

E-bullion
Panama
Offshore
CAMARILLO, CA,US

Neteller
Isle of Man, British Isles
Offshore
Herndon, VA, US

Pecunix
Panama
Offshore
Toronto, CA

GoldMoney
St. Helier, Channel Islands
Offshore
Douglas, Isle of Man,

GB

NetPay
Panama
Offshore
-

V-Money
Seychelles
Offshore
Panama

ePassporte
Curacao
Offshore
Yarmouth, NS,

CA

Liberty Reserve
Costa Rica
Offshore
-

WebMoney
Belize
Offshore
Russia