Since 2002 the team at Debt Point has assisted 10's of thousands of individuals to be on a path to debt freedom. Featured regularly on national and local news and lifestyle shows we are not a one size fits all solution and have multiple options for your individual situation and the state you live in.
When your debt has reached it's breaking point, we can help!
Credit Counseling figures are based upon a 60 month term at 10% interest and a $40 monthly fee and assumes no payments are missed.
Debt Negotiation figures are based upon setting aside funds in a special purpose account for 48 months and successful settlement of all accounts at 52% of the enrolled balance. Debt Negotiation contigency fees are between 18-21% depending on state of residence. All program estimates are based upon successful completion.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.