About CompanyIf you have unpaid credit card or other debts, are being harassed by debt collectors, feel you might have been charged excessive fees, or have defaulted on loans, we may be able to help. The cost depends on the amount of debt. ($4K minimum)
We also have a program for current credit card debt.
KIS invokes the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights.
Our procedure essentially audits the account upon which collectors are trying to make you pay; we require your collector to provide validation, verification, and proof of their legal authority to collect from you. Recently, over 10,000 debt cases were dismissed in Maryland due to a debt collector not being licensed (not having legal authority) to collect.
Due to legal technicalities, fraud by some collectors, or a lack of records from the original creditor, debt collectors are most often unable to legally validate and collect the debt.
Because KIS uses an attorney and a variety of laws to demand full verification of the source, validity, and legal authority of the debt collector to pursue you, they often cease collection; should they not cease collection or file a suit, our procedural paperwork can be used as a defense proving the debt was not validated. Send me a message and let me know the best time to give you a call.
After your debt has been contested you will want to raise your credit score, right? Koncrete Information Services can help there too! We can help raise your credit score 80-100 points!
Now that you have contested your debt, and raised your credit score, what's next? How about buying a house? Koncrete Information Services can help you find the home of your dreams. We can help get you into a home in as little as 30 days with loans up to $625K. We also can help homeowners refinance with up to 125% LTV and no appraisal fee!
NOTICE: Koncrete Information Services (KIS) is NOT a debt settlement, modification, or negotiation service. Koncrete Information Services requires debt collectors to prove that the debt is 100% legal, collectable, valid, and verified or you should pay nothing. Give me a call @773-732-9940. Not a fit for our programs? Ask about our referral program. |
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