CREDIGY - FIRST SELECT

Credigy: 1 678 728-7310 Fax: 1 678 728-7170

I have had the night mare for over two years they are passing my account from collection agency to collection agency and I keep faxing the information that it is paid in full also associates who the credit card was through says it is paid in full. How do you stop these barracutas?

you should file a complaint with the FTC and with the American Collectors Association

they can be fined heavily for a violation of the FCRA

you can also go to BudHibbs.com and post a complaint and get addresses on them

complain also to the CEO of the original creditor

They're reporting my account to the credit bureaus illegaly. I've been dealing with them since October of 2004. They keep saying they're removing the account from the credit bureaus and they never do. Spoke to Supervisors and they're all unprofessional. BEWARE This Collection Agency needs to be reported to FCC.

i set up checks for 6 months at a time to be taken from my account. They have not called to set up another six month payment. I am holding my payment in the bank until they call. Is this OK or should i call them?

Keep a close eye on your bank account. I think you should call them and set up the next 6 months payments. Just remember, you are taking a risk giving a collection agency your bank account number. They can access it without you being aware and cause NSF fees and bounced checks.

Keith,

In my opinion, you should contact them to make payment plan for the coming months. If they report your account as late, that would hurt your credit. Also do what brat has suggested above.

I read on the internet that credigy is in trouble.
can anyone verfy this?

Credigy Receivables, Inc is holding an unsatisfactory report with BBB. Anyone can check their BBB record.

From what I have heard they have a class action law suit against them.

so if there is a class action suit against them. Shouldn't I wait and see how it plays out?

Definitely. Consult with consumer protection office in your state to know if they are allowed to do business or not. Chances are they are suspended from collection, if they are going through an investigation.

Someone just phoned me from Credigy. I'm waiting for the Consumer Protection office to tell me if they are allowed to do business.
Should I wait or speak to them?

I do not see anything bad in speaking to them. Ask for receipt for your precious six payments and make a written agreement for the rest of your installments, so that they cannot claim anything unfair in future. In the mean time, you will get the feedback from Consumer Protection Office also. Keep us posted.

My name is evelyn santiago and my questions is that back in 1997 my dad got a credit card in his name but it was my card meaning he put me as the co applicant and I was suppose to be responsible in paying the account which it was with fleet, but I came some hard times that I couldn't back then pay it. But now that ihave become stable, I was searching long and hard to see how can I make payment arrangements to start paying them off, but now I got a summons in the mail stating that credigy is suing my dad naturally cause it was in my dads name, saying that they have tried numerous attempt to collect and haven't in all these years recieve anything like that. As a matter of fact thats what I have been waitng for so I can make payment arrangement so slowly I can pay it off. And I still want to do that. So how can I avoid this summons and who can I contact to avoid this stuff in court which I already know that I owe this. Please tell me what can I do? I mean I never recieved any notice from credigy concerning my account at all so I don't thats fair getting a summons and not recieving any kind of notice in the mail concerning this account that I owe. So please I need to know who to talk too or contact please