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 Posted: Mon Oct 30, 2006 8:49 am Subject: can agencys like lower my bill really help |
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how can they get a lower interest rate on your credit cards and the customer can not?
I am asking this question I would like to recieve some help before it's to late.
Before I do anything I would love some inf on some of the companies willing to help lower your bills.
Another question,I see signs that say we can repair your credit ,can they be trusted?
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brendaismyname
Guest
Debtcc Points: 100
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| Posted: Mon Oct 30, 2006 8:52 am Subject: |
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You need to research the companies before you choose one, check with the BBB and your AG's office to see if any complaints have been lodged against them, and how many. You can negotiate with your cc companies on your own to get them to lower the interest rate, people have been able to do this themselves. I guess it just depends if you feel you can do this on your own. Please sign up as a member and somebody from your area will contact you to discuss your situation and options. Welcome! 
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5316
Debtcc Points: 71262
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| Posted: Mon Oct 30, 2006 11:00 am Subject: |
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Hi, You have a point. Why will a creditor accept a lower interest rate from someone you have hired for the service? Why not you can't do it? It's all about the credit companies who want to get their money back from people. If you have enough money to pay your creditors at this moment, you will get lower interest rates and better payment options. Take help from the Do it Yourself Section here. Just let them know that you are willing to pay off your debts within such and such time and figure out the packages they have in store for you.
If you can't manage to do the negotiations on your own, take some professional advice. They have records of doing business with many credit companies around. These debt management companies come to help those people who are not able to convince their creditors. You will get positive results if you are in the hands of a reputed company. Go through this ranking chart and find the companies in your area.
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Justme
Debt Samaritan
Joined: 19 Jan 2005
Posts: 502
Debtcc Points: 8026
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