Navigation

Help! Mortgage item reported by the bureaus

Message Author
PostPosted: Thu Apr 05, 2007 11:10 am Subject: Help! Mortgage item reported by the bureaus

i recentally tried to pull up my credit report on line and there was a error message ststingthat the information i givin was incorrect about a morgage.I have never had or applied for a credit card,loan or morgage. I have red flaged the 3 credit bureus and am lost from here - how do i find out exactally all the info on my report and where do i go fromm here?
_________________
Register today to encash debtcc points.
frogywild1
Guest




Debtcc Points: 100

PostPosted: Thu Apr 05, 2007 11:19 am Subject:

What site were you trying to pull this credit report from? I hope you visited annualcreditreport.com - that is the only true free credit report site. Others tack on a hidden monitoring service that costs.

If the info you gave was incorrect, you should get something in the mail that will allow you to contact the credit company for further info. They mail it to avoid identity theft.

_________________
Do, or do not. There is no try.

Stupidity At Light Speed
jedijeff13
Moderator

Moderator

Leave a quick message for jedijeff13
Joined: 30 May 2006
Posts: 1791
Debtcc Points: 138

PostPosted: Thu Apr 05, 2007 11:20 am Subject:

You have been locked out by their fraud unit. Call each credit bureau,ask for the fraud unit,and find out their procedures for getting you your report.They are gonna want to verify your identity.After you receive your hard paper copies from all three bureaus,then you will want to look over them and make sure everything on it is yours and is correct.
_________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
Moderator
cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

PostPosted: Thu Apr 05, 2007 11:41 am Subject:

Contact the mortgage company and verify the account they say you owe. If they are unable to give you the details, they need to report the bureaus and get the item removed.
Howard

Howard

Leave a quick message for Howard
Joined: 30 Oct 2006
Posts: 312
Debtcc Points: 4766

Quick Reply
Your Name
Subject
Message body
All times are GMT - 7 Hours
Page 1 of 1

 
About Us | Contact Us | Privacy Policy | Testimonials | Sitemap | Espanol | Media Kit | Terms of Services Navigation
Hacker Safe   Member of IAPDA   DnB Listed