Navigation

Need help in repairing credit

Message Author
PostPosted: Tue Apr 10, 2007 8:45 am Subject: Need help in repairing credit

I have a credit score of 542 and would like to know what to do to improve my credit status.
cee623



Leave a quick message for cee623
Joined: 10 Apr 2007
Posts: 1
Debtcc Points: 22

PostPosted: Tue Apr 10, 2007 8:54 am Subject:

First thing I would suggest is to go to this website to get your latest reports:
www.annualcreditreport.com
After you have all three of them,give us a holler back and we can start from there.

_________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
Moderator
cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

PostPosted: Tue Apr 10, 2007 12:12 pm Subject:

Take a look at all the points mentioned in the link below. It has some great tips on credit repair.

http://www.debtconsolidationcare.com/mystory/about22123.html

Like Cajun said, make your first step by pulling the latest copies from all the bureaus and go through each account carefully. You need to call the lenders who have reported a negative balance in your file and work out payment arrangements. In case you need a counselor to assist in negotiating with the creditors, wait for someone referred by this website. He will discuss your options and work out easy repayment plans and offer the lowest interest rate. Once your accounts get paid off, creditors will report your payments to the bureaus and your credit scores will start going higher.

BuildingWealth
Debt Samaritan
BuildingWealth

Leave a quick message for BuildingWealth
Joined: 30 Jun 2006
Posts: 500
Debtcc Points: 4962

Quick Reply
Your Name
Subject
Message body
All times are GMT - 7 Hours
Page 1 of 1

 
About Us | Contact Us | Privacy Policy | Testimonials | Sitemap | Espanol | Media Kit | Terms of Services Navigation
Hacker Safe   Member of IAPDA   DnB Listed