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Posted: Fri Sep 21, 2007 8:17 am Subject: Lexington Law?

I was looking for some input or opinions on Lexington Law for credit repair.

I know most of you are going to tell me that they can't do anything that I can't do myself, but the truth of the matter is, I have tried to do this myself, and I have had some success, but overall not much. I tried the DV route, disputing route, etc. I have gotten maybe three or four things deleted in the last 3 years! Shocked

Anyway, if anyone has dealt with them or a similar credit repair agency I would love to hear your opinions. TIA!

Posted: Fri Sep 21, 2007 8:50 am Subject:

Have you done a search on here for Lexington Law? I don't blame you for not wanting to do it yourself as it is alot of work, but then again you don't want to get ripped off either. Have you thought about maybe Town & Country Acceptance. Have you had a free debt consultation through this website? They will give you valuable information. Give them a call at 1-800-601-1579.

Just make sure you check with the BBB before you hire someone/business to handle these issues for you.

ladybug

Posted: Fri Sep 21, 2007 12:05 pm Subject:

I did read up on here and also over on creditboards and people seem to have mixed feelings about them. I think I might give it a shot though.

The problem is most of my debts are REALLY old and are either charged off/in collection. So, my options are either to wait it out for them to fall of my CR, or try to get them off now. To be honest, I am very sick of waiting. So, I guess I'll see what happens.

Posted: Fri Sep 21, 2007 12:11 pm Subject:

Personally you need to figure out how close to falling off your credit report they are. If it close to the statute of limitations I would think you would want to let them just to fall off.

The reason why I say this is from what I have read that once you start to make payments on an old debt that reages it Confused

. I could be totally wrong so do not take what I have said to you to heart. I don't want to lead you down the wrong path Embarassed

. Other more knowledgable people will be along to assist you.

ladybug

Guest · Posted: Fri Mar 27, 2009 7:08 pm Subject:

I used them for over a year with little to no results.'
My score went up for a short time when they sent out the dispute letters, but I don't think they got one thing removed. ALl my negatives were late CC payments.