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 Posted: Tue Aug 12, 2008 12:13 pm Subject: authorized user |
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I have a question I'm an authorized user on a couple accounts with my father , they appear on my credit report...How do i remove myself from being an authorized user on these accounts if I no longer wish to be an authorized user, is there a way to do this and if these debts aren't being paid on time will they affect my credit
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kxh20542
Joined: 08 Aug 2007
Posts: 5
Debtcc Points: 68
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| Posted: Tue Aug 12, 2008 5:17 pm Subject: |
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Call the credit card company and have yourself removed.
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SOAPLADY
Moderator
Joined: 07 Feb 2007
Posts: 1262
Debtcc Points: 14481
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| Posted: Tue Aug 12, 2008 7:23 pm Subject: |
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Yeah you can call and have yourself removed.
While you are on the account, the account status will be reported every month. Which, if it has been delinquent, will be on your credit report. After you terminate your authorization, they shouldn't continue to report to the bureaus. After you are terminated, if the account falls behind, then it should not be on your credit.
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DebtCruncher
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