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 Posted: Mon Dec 24, 2007 10:59 am Subject: credit help |
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how do you get positive tradelines added to your credit report to boost it?? Or any other ways to boost credit scores?
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chriscross50
Joined: 02 Dec 2007
Posts: 1
Debtcc Points: 38
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| Posted: Tue Jan 01, 2008 11:46 pm Subject: |
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These are some of the tips that will help you in fixing your bad score.
Pay your bills on time.
Dont open a number of new lines of credit.
Dont max on credit cards.
Have credit cards but it is important to manage them responsibly.
Dont close an old account that has a positive record.
However you have to remember that there is no such thing as quick fix when it comes to credit score. Your score will take some time to bump up...it does not happen overnight.
So best of luck
nelly
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goodnelly
Debt Samaritan
Joined: 20 Jun 2007
Posts: 632
Debtcc Points: 8494
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| Posted: Wed Jan 02, 2008 2:12 am Subject: Challenge the negatives on your bureau! |
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You should challeng any and all negatives on your bureau and get them taken off. This will help tremendously.
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gds01gds
Joined: 02 Jan 2008
Posts: 16
Debtcc Points: 335
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| Posted: Wed Jan 02, 2008 2:54 am Subject: |
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Dispute any information on your report that you believe is erroneous, false, inaccurate or not updated. Actually negative information can really really ruin your credit rating, so any negative information that is not true should be immediately removed.
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rrihanna
Joined: 26 Sep 2007
Posts: 5
Debtcc Points: 136
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| Posted: Wed Jan 02, 2008 3:30 am Subject: Regardless if its true or not! |
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Dispute it anyway. You are not disputing the fact that you may owe the creditor. You are disputing the right of the credit bureau to report it. When you dispute anything the credit bureau has to document it and if they cant they have to remove it. They very seldome can document it and very seldome spend the time to document it thus they have to delete or document it.
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gds01gds
Joined: 02 Jan 2008
Posts: 16
Debtcc Points: 335
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