Posts: 84
Credits: 668


Send message to bmblbe69
Sub: #1 Business credit card
Replied on 11-08-2009, 07:13 AM
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I used this website several years ago to get out of some serious PDL issues and everyone was so helpful I was able to get a PIF on all of them, thank you so much.

Now I have a great opportunity to start my own business that has proven to be very financially rewarding but I will need access to credit in order to get this off the ground. I have an EIN but I am having a hard time finding a credit card company that will open the account with the business information only. I don't need a huge credit line and I would even pay a high interest to start with.

Does anyone know of a credit card company that will give me a BUSINESS credit card for a new business and will not require MY SSN?

Thank you in advance for your help.

Posts: 98
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Send message to manoj_gopale
Sub: #2
Replied on 11-08-2009, 09:31 AM
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I think you should check out with citi first.they might be able to offer you the required info for business credit.Most of the government organisations do help people to start their business by giving seed capital to them .by the way in which state are you currently staying?

Posts: 84
Credits: 668


Send message to bmblbe69
Sub: #3 business credit only
Replied on 11-08-2009, 10:03 AM
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I am in CA. I have looked into the government grants but I am still paying off a large tax debt from my ex-marriage so they won't help until that is paid off. This business is time sensitive and right now is the ideal time so I need a business credit card ASAP. Thanks for your help

Sub: #4
Replied on 11-24-2009, 07:45 PM
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What kind of business is it ? Are you by change a minority? There are excellent grants for minorities, especially women owned minority grants. As far as your SSN I would think they always need that, and if you just created your EIN, they have no history to go by. You might want to look at secured credit cards if your fico is low, but I imagine the tax debt is hurting your Debt To Income, which accounts for 30% of your overall credit score, with 35% of your credit score being payment history.

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