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Sub: #17 Debt collection
Replied on 04-09-2010, 03:52 PM
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Quote:
Originally Posted by Alexandra View Post
I found this on credit.about.com:
I am in the middle of a law suit with a collection agency that filed suit on me.

Order of events
Letter sent by me for them to validate
response from them no validation
follow up sent by me to validate
response from them no validation
sent 3rd letter to validate
recieved (god only knows what they sent me) still no validation-letter dated Jan 8th 2010
Filed in court by them Jan 10th 2010
served by my local court Feb 24, 2010

and yes it is past the SOL.

but yet I am still being sued and in the middle of all the letters that say deny, agree etc

any ideas.

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Send message to Rebecca Miller
Sub: #18 can collection agencies legally collect on a debt
Replied on 04-23-2010, 11:08 AM
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A collection agency can legally collect on a debt ,but there are several restrictions under the state FDCPA.The state law prohibits debt collectors collecting debts under sec 1788.11(a).Please refer to the laws under FDCPA

A collection agency can sue you in Superior Court. A collection agency may not sue in Small Claims Court.

If you still feel that your rights are violated you can always lodge a complaint with the Attorney general's Public Unit Inquiry or the Federal Trade Commission




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Send message to SOAPLADY
Sub: #19
Replied on 04-23-2010, 11:14 AM
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Yes they can. Collections is part of the litigation process. Attoneys office both collect and litigate

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Send message to shane rogers
Sub: #20
Replied on 04-28-2010, 01:04 PM
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Hi,
After went through your question I have found out that you area bit afraid...But no need to be afraid,In terms to sue you ,it totally depends on the amount you owe with them.If you owe them a very small amount then even if the account goes into collection agencies,the chances of getting sued is less....

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Send message to Renee Davis
Sub: #21
Replied on 05-04-2010, 11:06 AM
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well with regards to getting sued for delinquent debts with collection agencies , yes you can be sued by the collection agencies for delinquent because after all they if they have a license number to conduct collections in your state they can also sue you for the debts that you refuse to pay or you cant afford to pay but before getting into all that you may just want to check out whether the debts have crossed the sol of your state send them a validation letter and continue doing that at lest a number of times if you do not get a prompt response from them and if they file a suit against you in that case you have enough off proof to prove that you did ask them to validate the debts but they dint so you will have an upper hand (all the best )




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Send message to SOAPLADY
Sub: #22
Replied on 05-04-2010, 11:12 AM
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Quote:
Originally Posted by Renee Davis View Post
well with regards to getting sued for delinquent debts with collection agencies , yes you can be sued by the collection agencies for delinquent because after all they if they have a license number to conduct collections in your state they can also sue you for the debts that you refuse to pay or you cant afford to pay but before getting into all that you may just want to check out whether the debts have crossed the sol of your state send them a validation letter and continue doing that at lest a number of times if you do not get a prompt response from them and if they file a suit against you in that case you have enough off proof to prove that you did ask them to validate the debts but they dint so you will have an upper hand (all the best )

Do you know anything about collections Renee? Not all states require that a collection agency be licenced. And collection agencies cannot sue!

Sub: #23
Replied on 05-04-2010, 11:17 AM
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Yes They can. Which state are you from? When did you take out the loan (debt)? Is it past SOL?

Sub: #24
Replied on 05-04-2010, 12:16 PM
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well soap lady i think you need to get your facts right and then comment on any bodys comment you are staying in The USA and anybody can sue you for anything yu can be sued no matter what until unless your debts have crossed the statute of limitations if you want to do your readings again




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