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 Posted: Sat Feb 09, 2008 2:36 pm Subject: how do you qualify for credit cards? |
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i am doing a report on credit cards and would like to know more about them
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cooljazz600
Joined: 09 Feb 2008
Posts: 1
Debtcc Points: 39
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| Posted: Sat Feb 09, 2008 6:10 pm Subject: |
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You need to ask a bunch of questions and people will come on and answer them.
First off to get a credit card, you have to fill out an application. Once the application is completed the company will pull a credit report on you. If you have a good credit score, you will get a descent intrest rate, if not, you will get a high intrest rate.
Once you get the card, you can use it for just about anything, you will get a monthly bill that you pay until the bill is paid off.
Please list questions that you would like to know about it and the others will come a long and answers them for you. goodluck with you project.
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jos82003
Joined: 18 Jan 2008
Posts: 176
Debtcc Points: 3483
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| Posted: Sun Feb 10, 2008 1:01 am Subject: |
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Until a person learns how to manage and save money, they should not have credit cards. CC companies will give cards to anyone who breathes but that doesn't mean they should have them.
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Guest
Debtcc Points: 100
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| Posted: Sun Feb 10, 2008 1:52 pm Subject: credit cards |
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Gotta be careful with Credit Cards. I have 'low credit', but..i DID find out my Credit Score has risen a bit, in the pat few months. I have 2 Credit Cards, however........they have a credit limit of $300.00 each. That way, I know I can pay the balance off, each month, and I don't have a zillion dollars in % to contend with. As I 'keep current', with these cards, ( of course) it's reported to the CB's.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 1178
Debtcc Points: 11256
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