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 Posted: Tue Apr 08, 2008 6:43 pm Subject: Collectiong Agency listed as Installment Acct |
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I was looking over my credit report today from truecredit and I have two collections accounts as installment accounts. Is this something I should dispute?
How long should accounts stay on my credit report also? I filed for Ch7 back on 9/1/2002 and had credit cards that was discharged with the Ch7. Should these credit card accounts still be listed on my credit report? Is it normal for them to report to the bureaus in 2008?
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Ryan_N
Joined: 02 Apr 2007
Posts: 324
Debtcc Points: 4727
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| Posted: Tue Apr 08, 2008 7:15 pm Subject: debt |
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Are the Installement accounts the same? I mean..is the OC AND the CA reporting it?
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sdchargers_63
Joined: 08 Aug 2007
Posts: 1178
Debtcc Points: 11256
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| Posted: Tue Apr 08, 2008 8:19 pm Subject: |
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Yes, the OC is still reporting it as Collection/Charged Off (last reported 3/2008) and the Collection Agency is reporting my account as an installment account. The collection agency is also reporting that I am Late 120 days but the collection agency is receiving monthly payments from my debt consolidation company.
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Ryan_N
Joined: 02 Apr 2007
Posts: 324
Debtcc Points: 4727
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| Posted: Tue Apr 08, 2008 8:30 pm Subject: debt |
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Here is a website to go to. someone on this forum recommended to me. It's very informative and gives alot of 'scenarios' in detail. Hopes it helps. Pm me and let me know. It gives you info, depending on the state you live in, consumers rights, etc. Make sure and look through ALL of it. The web is http://fair-debt-collection.com/state-wage-garnishments.html#46. Hope this helps.
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sdchargers_63
Joined: 08 Aug 2007
Posts: 1178
Debtcc Points: 11256
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| Posted: Thu Apr 17, 2008 7:45 am Subject: |
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I'll look over it this weekend and PM you if I have any questions. Thanks
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Ryan_N
Joined: 02 Apr 2007
Posts: 324
Debtcc Points: 4727
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