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My credit report and CACH

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PostPosted: Thu Dec 13, 2007 6:21 am Subject: My credit report and CACH

URGHHHHHH!
Ok so CACH was still showing my collection acct as not being paid. Which was paid in Sept 07 so i disputed it. I got the results back today and they changed the amt owed to "0" but the Status is D UNPAID
Now what? How can they change the balance due to 0 yet still say it's unpaid?? I'm SO annoyed and it's too early to have CACH being a thorn in my side again!
Help plz,
Ang

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PostPosted: Thu Dec 13, 2007 6:29 am Subject:

Ang I already told you to send the bureaus paperwork. I would also now send paperwork to cach informing them of their serious errors in reporting and demand deletion from your reports. Send the letter to their Colorado main office.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Thu Dec 13, 2007 6:59 am Subject:

Ok maybe i'm confused again, as usual. Equifax does NOT show any public records on my report! I thought u meant for me to send the vacated judgement to the other 2 who ARE reporting it.... (which i did) did i misunderstand?? Sorry for being so naive about all this.... i'm trying to learn but feel like i need the short bus! Sad
Thanks for all ur help Cajun,
Ang

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You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
Ang
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PostPosted: Thu Dec 13, 2007 7:04 am Subject:

For the public records send to bureaus showing it. For cach's trade line send a letter to main office in Colorado outlining their continued violations in reporting and that they should remove account since these violations can be actionable in court.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
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PostPosted: Thu Dec 13, 2007 7:09 am Subject:

Ahh ok got ya now! Whewww! sorry Cajun. So send CACH a letter in CO that they are reporting inaccurately which is a violation and demand removal or i will file suit against them for said violations! THink i got it now! (think)
Thanks for being SO patient with me Cajun, it's truly appreciated!
Will start working on that letter ASAP!
Very Happy
Ang

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You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
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PostPosted: Fri Dec 14, 2007 2:10 am Subject: wtg

good luck Ang! have heard of many violations of this company...keep it up and do whats right!
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PostPosted: Thu Dec 20, 2007 1:43 pm Subject:

Wish you the best with that...
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PostPosted: Mon Dec 31, 2007 4:24 am Subject:

Best of luck Ang....hope everything works out fine

There are so many fraudulent companies around who simply run to snatch away our hard earned money. I feel its very important for us to become aware of the laws.

Nelly

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PostPosted: Mon Dec 31, 2007 4:47 am Subject:

I agree goodnelly and hope Ang comes back soon!
socksfullofrocks

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