Navigation
Reply
 
Thread Tools Search this Thread Display Modes
  #1  
Old 12-13-2007, 05:21 AM
Ang's Avatar
Ang Ang is offline
Senior Member
 
Join Date: Jun 2006
Posts: 2,347
Credits: 19,058
Default My credit report and CACH

URGHHHHHH!
Ok so CACH was still showing my collection acct as not being paid. Which was paid in Sept 07 so i disputed it. I got the results back today and they changed the amt owed to "0" but the Status is D UNPAID
Now what? How can they change the balance due to 0 yet still say it's unpaid?? I'm SO annoyed and it's too early to have CACH being a thorn in my side again!
Help plz,
Ang
__________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
Reply With Quote Quick reply to this message
  #2  
Old 12-13-2007, 05:29 AM
cajunbulldog's Avatar
cajunbulldog cajunbulldog is offline
Senior Member
 
Join Date: Dec 2006
Posts: 4,873
Credits: 38,893
Default

Ang I already told you to send the bureaus paperwork. I would also now send paperwork to cach informing them of their serious errors in reporting and demand deletion from your reports. Send the letter to their Colorado main office.
__________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
Reply With Quote Quick reply to this message
  #3  
Old 12-13-2007, 05:59 AM
Ang's Avatar
Ang Ang is offline
Senior Member
 
Join Date: Jun 2006
Posts: 2,347
Credits: 19,058
Default

Ok maybe i'm confused again, as usual. Equifax does NOT show any public records on my report! I thought u meant for me to send the vacated judgement to the other 2 who ARE reporting it.... (which i did) did i misunderstand?? Sorry for being so naive about all this.... i'm trying to learn but feel like i need the short bus!
Thanks for all ur help Cajun,
Ang
__________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
Reply With Quote Quick reply to this message
  #4  
Old 12-13-2007, 06:04 AM
cajunbulldog's Avatar
cajunbulldog cajunbulldog is offline
Senior Member
 
Join Date: Dec 2006
Posts: 4,873
Credits: 38,893
Default

For the public records send to bureaus showing it. For cach's trade line send a letter to main office in Colorado outlining their continued violations in reporting and that they should remove account since these violations can be actionable in court.
__________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
Reply With Quote Quick reply to this message
  #5  
Old 12-13-2007, 06:09 AM
Ang's Avatar
Ang Ang is offline
Senior Member
 
Join Date: Jun 2006
Posts: 2,347
Credits: 19,058
Default

Ahh ok got ya now! Whewww! sorry Cajun. So send CACH a letter in CO that they are reporting inaccurately which is a violation and demand removal or i will file suit against them for said violations! THink i got it now! (think)
Thanks for being SO patient with me Cajun, it's truly appreciated!
Will start working on that letter ASAP!

Ang
__________________
You will not be punished FOR your anger; you will be punished BY your anger. --Buddah
Reply With Quote Quick reply to this message
  #6  
Old 12-14-2007, 01:10 AM
socksfullofrocks's Avatar
socksfullofrocks socksfullofrocks is offline
Senior Member
 
Join Date: Dec 2007
Posts: 578
Credits: 76
Default wtg

good luck Ang! have heard of many violations of this company...keep it up and do whats right!
Reply With Quote Quick reply to this message
  #7  
Old 12-20-2007, 12:43 PM
freds11 freds11 is offline
Junior Member
 
Join Date: Dec 2007
Posts: 22
Credits: 304
Default

Wish you the best with that...
__________________
Working on credit card counseling right now!
Reply With Quote Quick reply to this message
  #8  
Old 12-31-2007, 03:24 AM
good.nelly's Avatar
good.nelly good.nelly is offline
Senior Member
 
Join Date: Jun 2007
Posts: 629
Credits: 8,538
Default

Best of luck Ang....hope everything works out fine

There are so many fraudulent companies around who simply run to snatch away our hard earned money. I feel its very important for us to become aware of the laws.

Nelly
Reply With Quote Quick reply to this message
  #9  
Old 12-31-2007, 03:47 AM
socksfullofrocks's Avatar
socksfullofrocks socksfullofrocks is offline
Senior Member
 
Join Date: Dec 2007
Posts: 578
Credits: 76
Default

I agree goodnelly and hope Ang comes back soon!
Reply With Quote Quick reply to this message
Reply

Quick Reply
Name:
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Check Spelling
Decrease Size
Increase Size
Switch Editor Mode
Options


Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -8. The time now is 04:59 AM.




About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services Navigation