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 Posted: Wed May 30, 2007 7:13 pm Subject: Paid charge-off vs settlement |
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Can i get some info on what i should do..i have quite a few charge offs. And i want to repair my credit..however is ther a difference between paid in full charge-off vs settlement
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LEEN0901
Joined: 30 May 2007
Posts: 3
Debtcc Points: 101
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| Posted: Wed May 30, 2007 7:59 pm Subject: |
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if you talk to the original creditor and see if they will delete it or remove the charged off/late marks/ etc and make it current then try paying in full.
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d2dtk
Joined: 17 May 2007
Posts: 154
Debtcc Points: 2005
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| Posted: Thu May 31, 2007 11:43 am Subject: |
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Both of them are negative remarks showing in your credit. Your credit will look good if you have the accounts paid off.
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Johnson4485
Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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| Posted: Thu May 31, 2007 1:13 pm Subject: |
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When we paid each of our accounts off, I sent a letter requesting the charge off mark removed and have it replaced by paid in full. Most of them removed the charge off. HSBC was the only one that I had trouble getting to mark paid in full.
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TreatedUnfairly
Joined: 14 May 2007
Posts: 57
Debtcc Points: 805
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