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Step by Step on repairing credit

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PostPosted: Thu Dec 06, 2007 7:58 am Subject: Step by Step on repairing credit

What steps should be taken in attempt to clean up your credit yourself? Besides pulling your credit ans sendind disputes, what else needs to be done?
Breakthecycle2



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Joined: 22 Oct 2007
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PostPosted: Thu Dec 06, 2007 8:12 am Subject:

Review my sticky to get yourself started.
http://www.debtconsolidationcare.com/credit-repair/about23503.html
Once you have some successes in getting rid of bad accounts,you will need to start slowly adding good accounts to offset the bad & raise your scores.

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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
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cajunbulldog
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PostPosted: Thu Dec 06, 2007 9:05 am Subject:

How can I get a judgment that's on there removed that's also paid?
Breakthecycle2



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Joined: 22 Oct 2007
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PostPosted: Thu Dec 06, 2007 9:12 am Subject:

Judgments are public records and the two ways I am aware of are repeated disputing and having court vacate the judgment. To vacate the judgment the plaintiff or you can file a motion to set it aside and if both parties agree to it the judgment is removed as it never existed.You would then send a court certified copy to the credit bureaus and demand removal.
_________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
Moderator
cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

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