Posts: 12
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Send message to RThompson
Sub: #1 Older Debts/Collection Accounts
Replied on 01-18-2012, 08:14 PM
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I had some issues a little over 7 years ago. Most of the debts have come off my credit report. One of the accounts the original debt is off my credit report but it shows up under collection agencies with dates opened a couple years later so they are remaining on my report. One of these I even went to court on it and they dismissed it based on being beyond the SOL. What do I need to do to get these collection agencies removed since the original debt is over 7 years old. Thanks in advance

Posts: 224
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Send message to spaceblank87
Sub: #2
Replied on 01-18-2012, 11:18 PM
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Usually negative items remain on your credit report for 7 years from the date of your first default. You can contact with the credit bureau and inform them about this matter.

Sub: #3
Replied on 01-19-2012, 06:04 AM
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You need to dispute the entries with each bureau and with the collector(s). These shouldn't be appearing on your report.





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