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Sub: #1 Consumer Direct
Replied on 01-06-2009, 09:49 PM
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This is a website that givesyou a 5 day trial with a 30 day guarantee that if you are not satisfied with the services you can cancel at any time during the 30 days. What they do is a "credit analysis" mine come up with a score 550 and they tell me they can improve the score to 697 you can take action by requesting a goodwil request of removal of information or report an error on the report you give the list of 5 creditors that you want to dispute they contact them and you suppose to hear from the creditors yourself to what they are going to do, or come back with some offer to settle etc. This services cost $29.95 per mos. and you can take action/dispute an item every 30 days. Has anyone heard or know of this company? Are they for real?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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