Posts: 2
Credits: 154


Send message to fireguns413
Sub: #1 credit bureaus not match info each other
Replied on 01-04-2012, 04:52 PM
Reply With Quote

I have one 60 day delinquency on credit report. However, I compared three credit bureaus, I realized that the month of my delinquency is not match between experian and TU and there is no 30 day delinquency before it. More interestingly, I had experian report on Aug 2011, shows delinquency on Jun 08 and I reviewed again on Jan 2012, the delinquency moved to July 08. I called TU for disputing inaccuracy. TU told me OC could correct the month delinquency between bureaus and added 30 day delinquency before 60. Could it be possible? After I dispute, can it delete the inaccuracy information?

Posts: 224
Credits: 5,376


Send message to spaceblank87
Sub: #2
Replied on 01-04-2012, 08:19 PM
Reply With Quote

You can dispute this matter with all of the three credit bureaus and inform your OC regarding this. If the credit bureaus find that the information is incorrect, then they will remove it from your credit report after the investigation.

Posts: 2
Credits: 154


Send message to fireguns413
Sub: #3
Replied on 01-06-2012, 01:31 PM
Reply With Quote

I disputed after all, however, only 2 days, they verified. not delete. what should i do next?




Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 03:02 PM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.041 seconds.