Credit card offers

Does it mean my credit is improving if I am starting to get Credit Card offers. Example, Capitol one keeps sending me offers...

My credit is the worst, and I always get offers. If you read them , they say it is contingent on obtaining a cr,
Everyone gets billions of offers, that does not mean you will get the credit

I get them all the time, and so does my daughter who's gone through bankruptcy. It's contingent upon your meeting their credit criteria. I couldn't even get a credit card to Walmart right now. (Maybe that's a good thing)

No, If you using this accepted credit card offers. Your credit will increase while you using it to make purchase.

Thanks.

mostly what i have noticed has happend to me is that you get those letters, but if your score is bad they reject you making it worse, scince they inquired into your score. and if they do accept you you will get such a low amount like 200.00. not hardly worth getting the hit to your report just yet

I've received alot of those 'Bad Credit' offers in the mail, as well. All I can say is becareful and read the fine print. Just remember, too,......every time you apply for ANY kind of credit, your Credit Score drops a few points. If you have loans, CC's, etc., right now, then I would just continue paying on them. Your Credit Score WILL go up as your debt goes down!! (At times, I don't have alot of patience will this, either!!LOL).

My husband keeps trying to get one credit card with zero percent to pay for one that has gone up to.25 percent. He keeps trying to get loans to pay of credit card debt and is unsuccesful, He bought stock with the money from credit cards and refuses to sell stock to pay them off. What can I do?

I need some advice. My husband has several credit cards that he took out just to buy stock. The rates have gone to 25percent from zero. Tried to get home equity loan but, could not quality. When the rates would go up he would just get another card at zero percent. That is no longer working. What can I do?

In this economy those 0% offers are few. Your husband needs to unload the stock to pay off the credit cards before they go up to 30%! Whatever you've gained in the stock market will be wiped out by the high interest rate on the credit cards. Plus every time you apply for credit, whether credit card or loan, your credit score takes a hit, which in turn affects your ability to get ANY type of credit. Perhaps it's time to seek credit counseling from a non-profit agency before you get buried in debt.

Aubrey, Thank you so much for the info.