I have used my credit cards to pay for school and other school stuff for my last 3 years of College. When i frist started school i was 17 and frist in my family to attend university so i was unaware of loans..anyways..my dad suffered in his job and i didnt want to drop out so i used my cards to pay for school..

The second event that happend was a car wreck that was not my fault..The girl who hit me was uninsured and was driving a Mercedes Benz...She was drunk but the cop let her go (in lawsuit)...I was forced to buy a new car and i paid for everything on my credit..

Im scared cause i can barly make my payments..im only 23 and still have my life goals...I want to move to an apt in california....but my credit is bad or getting their...I need a loan to pay for my credit cards, like a debt consouldation loan and i can make a big amount a month..please help me
Shireen

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hmm.. take a free quote from a counselor and know your options. I won't suggest you taking a new loan for paying the existing debts. You will multiply your overall debts with extra going towards interests only.

Instead, you should try to consolidate and combine everything under one repayment. You will make only one payment towards all your debts. This will be better from taking a new loan. Talk to a counselor for your options.

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