Tina35
Anonymous
Posts: n/a
Credits: 50,414
Sub: credit items after 7 years
Replied on 02-03-2011, 02:54 AM

My credit went bad nearly seven years ago. Does credit items get removed after seven years?

Sub:
Replied on 02-03-2011, 05:52 PM

Any negative item will stay in your credit report for 7 years. After 7 years, the negative items are removed from the credit report. However, chapter 7 bankruptcy will stay in your credit report for 10 years.

Posts: 4
Credits: 215


Send message to satech00
Sub: credit
Replied on 11-23-2011, 11:59 AM

What happens if the collection agency sells to another collection agency within those 7 years.


Does that mean you have to wait another 7 years or pay them and send the a letter of GW to remove negatives.


thanks




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Credits: 95,097


Send message to paulmergel
Sub: in a word
Replied on 11-23-2011, 12:25 PM

no the entry should remain the same no matter what.

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