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 Posted: Tue Aug 07, 2007 7:46 pm Subject: Scores not going up |
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I am paying off my debts.. they started at around 3000 and are now down at 1500. However, I notice that my scores are not going up and it has been several months. The types of accounts were mostly collections stuff.
I plan on having the rest of my debt paid off by the end of Sept. Once that is done, how can I get my score to go up so that Early Next Year (January) I can get my own Apartment
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sajackson81
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Debtcc Points: 100
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cajunbulldog
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Joined: 20 Dec 2006
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| Posted: Wed Aug 08, 2007 5:24 am Subject: |
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Hi
Its really nice that you have paid somewhat half of the debt. Wait till the whole amount is paid off. You have to be patient as repairing bad credit takes time.
And as Cajun says pay all your bills on time. It is one biggest factor that influences your score.
Take care
Nelly
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goodnelly
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Joined: 20 Jun 2007
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| Posted: Wed Aug 08, 2007 12:46 pm Subject: |
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Collection items have already tarnished your credit. Your scores won't go up too high at this stage, but still you can see a slight improvement. The advice given above is pretty good about improving credit. Make sure that you don't add more debts when you are already trying hard to fix your credit. You have to be patient while working on your credit. Congrats for all the good work that you have done so far. You will come through from the debts that you have left.
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Bony
Joined: 22 Oct 2005
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