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Posted: Sat Apr 12, 2008 2:11 pm Subject: 60-90 day lates

I have three 60 day lates and three 90 day lates on my credit report from Citibank. The lates came from deffering my student loans. Citi screwed up with my paper work both times. They said it would come off my report, but nothing happend. What is the best way/process to getting it removed. What are my options?

Posted: Sat Apr 12, 2008 4:50 pm Subject:

First I would request something in writing from citibank stating that you deferred you student loan payments. Then I would subject a credit dispute providing that information to the credit bureaus. It should be removed within 30 days. It is definately best to take care of the situation yourself because lenders can take forever when it comes to accurately reporting your credit. Best of luck and welcome to the forum! Very Happy

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