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 Posted: Fri Jun 29, 2007 4:29 pm Subject: Need help in getting something taken off my credit report |
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I need help in trying to get something taken off of my credit report, but don't know how to go about to get it do, any suggestions???
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Mocha3336
Joined: 29 Jun 2007
Posts: 1
Debtcc Points: 37
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| Posted: Fri Jun 29, 2007 4:43 pm Subject: |
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Who's the company reporting on your credit? Do you have a balance with them?
If it's a disputed account, call the company and get your info. They should give you the details or else report to the bureaus in a fair way.
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aciotsf
Debt Samaritan
Joined: 09 Mar 2006
Posts: 514
Debtcc Points: 6373
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| Posted: Mon Jul 02, 2007 5:07 am Subject: |
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You should notify the credit bureau in writing regarding the information you believe is inaccurate in your credit report. You can make a copy of the credit report and circle the items you believe are false. Enclose copies (not the originals) of documents or paperwork that validate your proof. Write a letter to the reporting agency explaining why you are disputing the information, stating them the facts and requesting an investigation to resolve the issues. Send your letter via certified mail with a return receipt requested, so that you have a proof of what the credit bureau has received. Always keep copies of your dispute letter and enclosures. Send a similar letter to the creditor whose reporting information you are disputing.
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goodnelly
Debt Samaritan
Joined: 20 Jun 2007
Posts: 634
Debtcc Points: 8484
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