Navigation

Listed "former address" not mine.

Message Author
PostPosted: Tue May 08, 2007 11:02 am Subject: Listed "former address" not mine.

I have a "former address" on my credit report that is not mine, How can I get it off? It is only on Equifax and I tried to dispute it online and they said I can't because it was reported by a creditor and is "public record". But I never lived there. I googled the address and it is an apartment complex in Miami. I don't live and have never lived anywhere near Miami. I tried calling Equifax and cam't get a human on the phone and the automated thing they have does not apply to me. Help!
tanyamh1973



Leave a quick message for tanyamh1973
Joined: 08 May 2007
Posts: 1
Debtcc Points: 30

PostPosted: Tue May 08, 2007 11:40 am Subject:

Look at your credit report.At the bottom there should be a address for sending disputes by mail.Send them a copy of your driver's license,soc. security card,and a current utility bill to prove residence.Write out a letter stating that you never lived there and that you want it deleted.
_________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
Moderator
cajunbulldog
Moderator

Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

PostPosted: Tue May 08, 2007 12:33 pm Subject:

Call the creditor who is reporting the item in your credit copy. You may ask them to fix the error. Do you have an account with the credit company that's on your file?
weeswie

weeswie

Leave a quick message for weeswie
Joined: 07 Aug 2006
Posts: 382
Debtcc Points: 5743

Quick Reply
Your Name
Subject
Message body
All times are GMT - 7 Hours
Page 1 of 1

 
About Us | Contact Us | Privacy Policy | Testimonials | Sitemap | Espanol | Media Kit | Terms of Services Navigation
Hacker Safe   Member of IAPDA   DnB Listed