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CR dispute question..

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PostPosted: Wed Oct 03, 2007 2:01 pm Subject: CR dispute question..

I disputed various information on my 3 bureaus on 09/09/07. There were 17 total disputes. 3 have been resolved. If they other 14 aren't resolved by next Wednesday 10/10/07, they must immediately be deleted right?
mrhender



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PostPosted: Wed Oct 03, 2007 2:14 pm Subject:

Depends on which report you are disputing from.On the free reports they are allowed 45 days.On the purchased reports they are allowed 30 days.
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http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
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PostPosted: Thu Oct 04, 2007 4:46 am Subject:

Oh ok, these were free ones but the dates they listed were 30 days. It says "investigation to be complete 10/09/07" or something to that effect.
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PostPosted: Thu Oct 04, 2007 5:11 am Subject:

The Fcra states 30 days but the facta amendment gives 15 extra days if they wish to get picky about it.
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Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
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Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

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