01-18-2008, 02:16 PM
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Contacting Experian
I have a negative item on my Experian report that looks to have been re-aged by a year or so. Seven years from date of first delinguency would have been four months ago, so it should be gone, right? I've never made a payment on it, ever. Heck, I didn't even know it was on there until last month. I disputed it with them in December, and it came back as 'verified and updated'. I just disputed it again, for all the good that's likely to do.
At this point, I've just about had it. I've spent most of the afternoon trying to contact Experian and talk to an actual person, to no avail. I've tried every likely-looking number on their website. All that's gotten me is lost in an endless tangle of voice-prompt menus. Does anybody have a phone number for them that will allow me to speak to an actual, live human? I want to know how they 'verified' this turkey, and why it's scheduled to remain on my report until 09/2008, which would be eight years. Can anybody help me here? FWIW, the pertinent details can be found in this thread: http://www.debtconsolidationcare.com...aid-copay.html __________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.] 
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01-18-2008, 02:42 PM
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Good luck with that, i disputed something with them and it came back the same way "verified" i didnt realize that you could dispute it again :?
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01-18-2008, 03:06 PM
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Hell, I never heard that you couldn't. :?
__________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]
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01-18-2008, 08:05 PM
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EXPERIAN NUMBERS
888-397-3742 888-972-5722 VOICE MAIL 972-390-3814 SUPERVISORS 972-390-4000 972-390-4001 972-390-4002 972-390-4003 972-390-4004 972-390-4005 972-390-4006 972-390-4007 972-390-4008 972-390-4009 972-390-4100 972-390-4101 972-390-4102 972-390-4103 972-390-4104 972-390-4105 972-390-4106 972-390-4107 972-390-4108 972-390-4109 972-390-3046 JOHN RORGE 972-390-3816 ANDREA GREEN 972-390-4068 TOTAL RECALL 972-390-4087 BETHANY ISEMAN SUPERVISOR OF CUSTOMER RELATIONS 972-390-4088 KEN 972-390-4121 ANNETTA WALKER 972-390-4122 LEAD VIP TEAM 972-390-4123 ELIZABETH 972-390-4124 LISA WALLACE 972-390-4126 PAUL SUPERVISOR OF THE TOP GUN TEAM 972-390-4127 GREG MCGOWAN 972-390-4128 CHE 972-390-4130 CARLA BLAIR SUPERVISOR SPECIAL SERVICES 972-390-4131 KERRI IDEE SUPERVISOR 972-390-3000 972-390-3569 972-390-3809 972-390-3811 972-390-3942 972-699-6046 972-699-6081 FAX NUMBERS 407-551-1955 FLORIDA 714-385-7349 714-830-2449 800-301-7196 877-454-1010 972-390-1680 972-390-3809 972-390-3838 972-390-3850 972-390-3974 224-698-5375 I can't take credit for this list, it was found on another website.
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01-18-2008, 08:21 PM
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WOW :shock: Thanks Lone. I have been trying to talk to a real person there from months now. This is good info!!!
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01-18-2008, 08:29 PM
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Not a problem, I am bored and was looking for something to do. As I said, I didnt make that list up, someone did the hard work, I just copied and pasted it.
I think I learn more trying to help others doing research than working on my own stuff.
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01-18-2008, 09:09 PM
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[img]/forums/attachments//bsm1_463.jpg[/img]
Damn! You da man. __________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.] Last edited by unclewulf; 09-26-2009 at 02:29 PM.
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01-19-2008, 06:12 AM
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Oh Thank-you Lonegunman!!! I filed two disputes about a collection agency reporting on a bankruptcy account.
Like Unclewolf...all I get is the same reply...updated. It was updated alright! Instead of removing it...they updated the date of collections to January '08! This account was in my bankrupcy in '05! Experian obviously doesn't investigate much on a dispute just contacts the business and takes their word for it! I will diffenently be calling!!
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01-19-2008, 06:22 PM
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laura you need to send the KMA letter to both experian and the collector. It is a MAJOR violation of bankruptcy law with severe sanctions for them to report that way.By the way KMA=Kiss My @SS!!!
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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01-19-2008, 06:31 PM
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LOL, I was thinking, Hmmmmmm I never heard of a KMA letter.
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01-19-2008, 10:28 PM
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Yes Cajun I did sent a letter to Experian (maybe not a KMA) mailed it Friday morning. If I do not hear from them I will try to contact someone on that list of numbers... In the meantime I may have to call my bankrupcy lawyer (again) and remind him I need some help on this.
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01-31-2008, 11:42 PM
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lone..you are the # guru!!!kudos!!!!
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02-27-2008, 10:01 AM
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ax Disputes
EX 972-390-3838 TU 610-546-4606 EQ 404-885-8988 EQ 888-729-0083 EQ 866-838-1016
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08-13-2008, 01:32 PM
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Has anyone had any luck calling any of the above numbers to find out how they verified the trade line? I'm having a problem with Experian at the moment in that Certified Recovery Systems has 3 lines on my Experian report, but they have been either unwilling or unable to ever verify the items to me. Every time I dispute it, Experian comes back saying that the CA verified, but I can't get through to anyone to find out how
__________________
Knowledge is power. Never forget it
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08-27-2008, 10:43 AM
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here is another piece of info....if you get an experian report number you can google experian disputes put in the info and get an updated report every single day for FREE...thus far they dont seem to have caught on to this...
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