I have a negative item on my Experian report that looks to have been re-aged by a year or so. Seven years from date of first delinguency would have been four months ago, so it should be gone, right? I've never made a payment on it, ever. Heck, I didn't even know it was on there until last month. I disputed it with them in December, and it came back as 'verified and updated'. I just disputed it again, for all the good that's likely to do.

At this point, I've just about had it. I've spent most of the afternoon trying to contact Experian and talk to an actual person, to no avail. I've tried every likely-looking number on their website. All that's gotten me is lost in an endless tangle of voice-prompt menus. Does anybody have a phone number for them that will allow me to speak to an actual, live human? I want to know how they 'verified' this turkey, and why it's scheduled to remain on my report until 09/2008, which would be eight years.
Can anybody help me here?

FWIW, the pertinent details can be found in this thread: http://www.debtconsolidationcare.com...aid-copay.html

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

Good luck with that, i disputed something with them and it came back the same way "verified" i didnt realize that you could dispute it again

Hell, I never heard that you couldn't.

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

EXPERIAN NUMBERS
888-397-3742
888-972-5722

VOICE MAIL
972-390-3814

SUPERVISORS
972-390-4000
972-390-4001
972-390-4002
972-390-4003
972-390-4004
972-390-4005
972-390-4006
972-390-4007
972-390-4008
972-390-4009
972-390-4100
972-390-4101
972-390-4102
972-390-4103
972-390-4104
972-390-4105
972-390-4106
972-390-4107
972-390-4108
972-390-4109
972-390-3046 JOHN RORGE
972-390-3816 ANDREA GREEN
972-390-4068 TOTAL RECALL
972-390-4087 BETHANY ISEMAN SUPERVISOR OF CUSTOMER RELATIONS
972-390-4088 KEN
972-390-4121 ANNETTA WALKER
972-390-4122 LEAD VIP TEAM
972-390-4123 ELIZABETH
972-390-4124 LISA WALLACE
972-390-4126 PAUL SUPERVISOR OF THE TOP GUN TEAM
972-390-4127 GREG MCGOWAN
972-390-4128 CHE
972-390-4130 CARLA BLAIR SUPERVISOR SPECIAL SERVICES
972-390-4131 KERRI IDEE SUPERVISOR
972-390-3000
972-390-3569
972-390-3809
972-390-3811
972-390-3942
972-699-6046
972-699-6081

FAX NUMBERS
407-551-1955 FLORIDA
714-385-7349
714-830-2449
800-301-7196
877-454-1010
972-390-1680
972-390-3809
972-390-3838
972-390-3850
972-390-3974
224-698-5375


I can't take credit for this list, it was found on another website.

WOW Thanks Lone. I have been trying to talk to a real person there from months now. This is good info!!!

Not a problem, I am bored and was looking for something to do. As I said, I didnt make that list up, someone did the hard work, I just copied and pasted it.

I think I learn more trying to help others doing research than working on my own stuff.

Damn! You da man.

__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

Oh Thank-you Lonegunman!!! I filed two disputes about a collection agency reporting on a bankruptcy account.
Like Unclewolf...all I get is the same reply...updated. It was updated alright! Instead of removing it...they updated the date of collections to January '08! This account was in my bankrupcy in '05!
Experian obviously doesn't investigate much on a dispute just contacts the business and takes their word for it! I will diffenently be calling!!

laura you need to send the KMA letter to both experian and the collector. It is a MAJOR violation of bankruptcy law with severe sanctions for them to report that way.By the way KMA=Kiss My @SS!!!

__________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.

LOL, I was thinking, Hmmmmmm I never heard of a KMA letter.

Yes Cajun I did sent a letter to Experian (maybe not a KMA) mailed it Friday morning. If I do not hear from them I will try to contact someone on that list of numbers... In the meantime I may have to call my bankrupcy lawyer (again) and remind him I need some help on this.

lone..you are the # guru!!!kudos!!!!

ax Disputes

EX 972-390-3838

TU 610-546-4606

EQ 404-885-8988


EQ 888-729-0083


EQ 866-838-1016

Has anyone had any luck calling any of the above numbers to find out how they verified the trade line? I'm having a problem with Experian at the moment in that Certified Recovery Systems has 3 lines on my Experian report, but they have been either unwilling or unable to ever verify the items to me. Every time I dispute it, Experian comes back saying that the CA verified, but I can't get through to anyone to find out how

__________________
Knowledge is power. Never forget it

here is another piece of info....if you get an experian report number you can google experian disputes put in the info and get an updated report every single day for FREE...thus far they dont seem to have caught on to this...