01-18-2008, 01:16 PM
unclewulf's Avatar
unclewulf unclewulf is offline

Moderator
Join Date: Nov 2007
Location: Vermont, USA
Posts: 3,254
Credits: 29,397
Sub: Contacting Experian

I have a negative item on my Experian report that looks to have been re-aged by a year or so. Seven years from date of first delinguency would have been four months ago, so it should be gone, right? I've never made a payment on it, ever. Heck, I didn't even know it was on there until last month. I disputed it with them in December, and it came back as 'verified and updated'. I just disputed it again, for all the good that's likely to do.

At this point, I've just about had it. I've spent most of the afternoon trying to contact Experian and talk to an actual person, to no avail. I've tried every likely-looking number on their website. All that's gotten me is lost in an endless tangle of voice-prompt menus. Does anybody have a phone number for them that will allow me to speak to an actual, live human? I want to know how they 'verified' this turkey, and why it's scheduled to remain on my report until 09/2008, which would be eight years.
Can anybody help me here?

FWIW, the pertinent details can be found in this thread: http://www.debtconsolidationcare.com...aid-copay.html
__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
Quick reply to this message
 
01-18-2008, 01:42 PM
Anonymous
Guest
Posts: n/a
Credits: 0 [Check]
Sub:

Good luck with that, i disputed something with them and it came back the same way "verified" i didnt realize that you could dispute it again
Quick reply to this message
 
01-18-2008, 02:06 PM
unclewulf's Avatar
unclewulf unclewulf is offline

Moderator
Join Date: Nov 2007
Location: Vermont, USA
Posts: 3,254
Credits: 29,397
Sub:

Hell, I never heard that you couldn't.
__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]
Quick reply to this message
 
01-18-2008, 07:05 PM
LoneGunman's Avatar
LoneGunman LoneGunman is offline
Member
Join Date: Jan 2008
Posts: 224
Credits: 1,686
Sub:

EXPERIAN NUMBERS
888-397-3742
888-972-5722

VOICE MAIL
972-390-3814

SUPERVISORS
972-390-4000
972-390-4001
972-390-4002
972-390-4003
972-390-4004
972-390-4005
972-390-4006
972-390-4007
972-390-4008
972-390-4009
972-390-4100
972-390-4101
972-390-4102
972-390-4103
972-390-4104
972-390-4105
972-390-4106
972-390-4107
972-390-4108
972-390-4109
972-390-3046 JOHN RORGE
972-390-3816 ANDREA GREEN
972-390-4068 TOTAL RECALL
972-390-4087 BETHANY ISEMAN SUPERVISOR OF CUSTOMER RELATIONS
972-390-4088 KEN
972-390-4121 ANNETTA WALKER
972-390-4122 LEAD VIP TEAM
972-390-4123 ELIZABETH
972-390-4124 LISA WALLACE
972-390-4126 PAUL SUPERVISOR OF THE TOP GUN TEAM
972-390-4127 GREG MCGOWAN
972-390-4128 CHE
972-390-4130 CARLA BLAIR SUPERVISOR SPECIAL SERVICES
972-390-4131 KERRI IDEE SUPERVISOR
972-390-3000
972-390-3569
972-390-3809
972-390-3811
972-390-3942
972-699-6046
972-699-6081

FAX NUMBERS
407-551-1955 FLORIDA
714-385-7349
714-830-2449
800-301-7196
877-454-1010
972-390-1680
972-390-3809
972-390-3838
972-390-3850
972-390-3974
224-698-5375


I can't take credit for this list, it was found on another website.
Quick reply to this message
 
01-18-2008, 07:21 PM
puddlejmpr's Avatar
puddlejmpr puddlejmpr is offline

Moderator
Join Date: Dec 2006
Posts: 1,637
Credits: 4,795
Sub:

WOW Thanks Lone. I have been trying to talk to a real person there from months now. This is good info!!!
Quick reply to this message
 
01-18-2008, 07:29 PM
LoneGunman's Avatar
LoneGunman LoneGunman is offline
Member
Join Date: Jan 2008
Posts: 224
Credits: 1,686
Sub:

Not a problem, I am bored and was looking for something to do. As I said, I didnt make that list up, someone did the hard work, I just copied and pasted it.

I think I learn more trying to help others doing research than working on my own stuff.
Quick reply to this message
 
01-18-2008, 08:09 PM
unclewulf's Avatar
unclewulf unclewulf is offline

Moderator
Join Date: Nov 2007
Location: Vermont, USA
Posts: 3,254
Credits: 29,397
Sub:



Damn! You da man.
__________________
Wulfisms: my blog

The four 'no's of dealing with collectors:
No validation? No payment. No way! No kidding!!

Tellin' you all the zomby troof
Here I'm is, the zomby woof
[Frank Zappa, 1988 - R.I.P.]

Last edited by unclewulf; 09-26-2009 at 01:29 PM.
Quick reply to this message
 
01-19-2008, 05:12 AM
laura19544 laura19544 is offline
Member
Join Date: Aug 2007
Posts: 458
Credits: 6,565
Sub:

Oh Thank-you Lonegunman!!! I filed two disputes about a collection agency reporting on a bankruptcy account.
Like Unclewolf...all I get is the same reply...updated. It was updated alright! Instead of removing it...they updated the date of collections to January '08! This account was in my bankrupcy in '05!
Experian obviously doesn't investigate much on a dispute just contacts the business and takes their word for it! I will diffenently be calling!!
Quick reply to this message
 
01-19-2008, 05:22 PM
cajunbulldog's Avatar
cajunbulldog cajunbulldog is offline

Moderator
Join Date: Dec 2006
Posts: 4,920
Credits: 39,841
Sub:

laura you need to send the KMA letter to both experian and the collector. It is a MAJOR violation of bankruptcy law with severe sanctions for them to report that way.By the way KMA=Kiss My @SS!!!
__________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
Quick reply to this message
 
01-19-2008, 05:31 PM
LoneGunman's Avatar
LoneGunman LoneGunman is offline
Member
Join Date: Jan 2008
Posts: 224
Credits: 1,686
Sub:

LOL, I was thinking, Hmmmmmm I never heard of a KMA letter.
Quick reply to this message
 
01-19-2008, 09:28 PM
laura19544 laura19544 is offline
Member
Join Date: Aug 2007
Posts: 458
Credits: 6,565
Sub:

Yes Cajun I did sent a letter to Experian (maybe not a KMA) mailed it Friday morning. If I do not hear from them I will try to contact someone on that list of numbers... In the meantime I may have to call my bankrupcy lawyer (again) and remind him I need some help on this.
Quick reply to this message
 
01-31-2008, 10:42 PM
socksfullofrocks's Avatar
socksfullofrocks socksfullofrocks is offline
Senior Member
Join Date: Dec 2007
Posts: 574
Credits: 86
Sub:

lone..you are the # guru!!!kudos!!!!
Quick reply to this message
 
02-27-2008, 09:01 AM
Anonymous
Guest
Posts: n/a
Credits: 0 [Check]
Sub:

ax Disputes

EX 972-390-3838

TU 610-546-4606

EQ 404-885-8988


EQ 888-729-0083


EQ 866-838-1016
Quick reply to this message
 
08-13-2008, 12:32 PM
drburr drburr is offline
Member
Join Date: Jul 2008
Posts: 110
Credits: 1,138
Sub:

Has anyone had any luck calling any of the above numbers to find out how they verified the trade line? I'm having a problem with Experian at the moment in that Certified Recovery Systems has 3 lines on my Experian report, but they have been either unwilling or unable to ever verify the items to me. Every time I dispute it, Experian comes back saying that the CA verified, but I can't get through to anyone to find out how
__________________
Knowledge is power. Never forget it
Quick reply to this message
 
08-27-2008, 09:43 AM
Anonymous
Guest
Posts: n/a
Credits: 0 [Check]
Sub:

here is another piece of info....if you get an experian report number you can google experian disputes put in the info and get an updated report every single day for FREE...thus far they dont seem to have caught on to this...
Quick reply to this message
 


Quick Reply
Name:
Message:
 
 
 
 
   
 
 
Options
Thread Tools

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 07:34 AM.





 
About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services