#49  
11-24-2009, 02:38 PM
Unregistered
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

The first thing you need to do is go to the police station and file and Identity Fraud. Call the card company and informed what you have done. The card company will send you a Identity Fraud Packet, try to talk to a Supervisor. Complete the packet and send it certified mail. They will send you a letter stating that it was removed, then send that letter to all 3 credit companies.


Quote:
Originally Posted by Anonymous View Post
I've been disputing a charge on my credit reports for three years. This was involving a card that was never activated by me, yet I was continually billed monthly for late fees, eventually ending up in Court!!! The credit bureaus kept "verifying" it as mine!!!!! Finally, I contacted an attorney specializing in this type of illegal and deceptive debt collection practices, LEMBERG & ASSOCIATES. I believe they have offices in many states. They resolved the issue with the debt collector, however, Experian still refused to remove it from my credit report. I contacted the Attorney General's Office who wrote to them. Still, they refuse to remove it. I disputed this again and it has again been verified as true!!!!! I am at my wits end. This company should be out of business. My next step will be a certified letter to the FCRA and a formal complaint. I finally got through to a real person and was given the wrong address to mail documents; they were returned to me "addresssee unknown"!!!

Reply With Quote Quick reply to this message
  #50  
12-07-2009, 01:05 PM
bill cox
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

general question i have been involved in a mortgage modification with chase due to the current ecnomic cond it took several months to resolve and then only with the help of a us congress man my credit is being reported as bad as if a foreclosure had taken place i have my loan modfied and am current with all of my bills how should they report me fairly as i am now pays as agreeed again
Reply With Quote Quick reply to this message
  #51  
12-07-2009, 01:13 PM
Unregistered
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

Quote:
Originally Posted by anonymous View Post
general question i have been involved in a mortgage modification with chase due to the current ecnomic cond it took several months to resolve and then only with the help of a us congress man my credit is being reported as bad as if a foreclosure had taken place i have my loan modfied and am current with all of my bills how should they report me fairly as i am now pays as agreeed again
write me a letter
Reply With Quote Quick reply to this message
  #52  
12-07-2009, 03:26 PM
n/a
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

its actually po box 9701
Reply With Quote Quick reply to this message
  #53  
12-14-2009, 04:18 AM
Chris H
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

Lets get togther and blow this mother fucker up!! this shit is bullshit! No real people to talk to, no that is not legal, they cant force you to pay for shit and most likely still get no service. Peoples lives revolve around thier credit, and people are fucked on a daily basis by ceo's and shit making millions. FUCK THIS!
Reply With Quote Quick reply to this message
  #54  
12-14-2009, 04:46 AM
aubrey aubrey is online now
Join Date: Jul 2009
Posts: 475
Credits: 5,714
Sub: language

Jeez, if I want to hear/read this kind of language I can go to the corner bar.
Reply With Quote Quick reply to this message
  #55  
12-21-2009, 11:25 AM
Unregistered
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

As part of a refinancing process, a credit report was generated that included data from Trans Union, Experian and others. Experian has me listed as having several alias and I have filed a dispute. Experian has emailed me the results of their investigation, however using the info they have given me I cannot access the report. (They have given me until tomorrow to do it). When I call them with the report number and provide my ss#, it says that there is no report that matches that number. I want these aliases off of my report. They are real people and probably have bad credit. Since I can't get ahold of a real person, I have no way of knowing what their investigation turned up and no way of getting aliases removed. Maybe I am being too sensitive about the aliases. I do not know where to go from here.
Reply With Quote Quick reply to this message
  #56  
01-15-2010, 07:28 AM
Fed UP!!!
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

I just cant understand how these people are still in buisness.... i dont Know how they sleep at night???????
Reply With Quote Quick reply to this message
  #57  
02-03-2010, 09:21 AM
Unregistered
Guest
Posts: n/a
Credits: 247 [Check]
Sub: FOUND A WORKING # for EXPERIAN!!!!!

I just got a credit card application delayed for approval because Experian has my current address as being in California...I haven't lived at the current address since 1993! I have lived in Maryland for almost 10 years!!!

After reading everyone's post, I tried some of the numbers.

The number where I was able to get a live person (she was nice): (714) 830-7000.

She told me I needed to mail in a "Request to Update Address".

Experian
PO Box 9701
Allen, TX 75013

She told me to mail:
-a copy of my drivers license (proof that I am me)
-Proof of residency (Utility bill, bank statement, insurance paper).

She also told me to put my email address on the form. They may be able to email me confirmation. But otherwise, I should receive something in the mail stating that they received my request.

Good luck all!
Reply With Quote Quick reply to this message
  #58  
02-13-2010, 12:10 PM
Angry customer
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

This is ridiculous! I can't get a live person no matter what phone number or options I try. I am very upset, then I get hung up on!!! I will NEVER NEVER do business with Experian!
Reply With Quote Quick reply to this message
  #59  
02-15-2010, 08:59 AM
Unregistered
Guest
Posts: n/a
Credits: 247 [Check]
Sub: This is a F----- Up Deal

I have been billed $14.95 on my credit card and this is crap.It is to be FREE and now since they put this on my card I have went over my limit and have to pay all this money. You cant talk to anyone just recordings. I am going to do something about this. I did talk to some person and she said that she wouldnt talk to me because I was on a speaker phone. I think that we are giving our SSN to someone over sees and the fraud will begin. I cant believe this but I am going to do something about it. I am not paying the money and that is it!!!!!!!!!!!!!!!
Reply With Quote Quick reply to this message
  #60  
02-19-2010, 03:52 PM
Susanna
Guest
Posts: n/a
Credits: 247 [Check]
Sub:

I can't get anyone at the 888-397-3742 number, but I finally got rerouted to a person using the 717 area code number supplied for the Experian management.
Reply With Quote Quick reply to this message
Reply


Quick Reply
Name:
Message:
 
 
 
 
   
 
 
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 01:20 PM.





 
About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services