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Anonymous
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Sub: #49
Replied on 11-24-2009, 03:38 PM
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The first thing you need to do is go to the police station and file and Identity Fraud. Call the card company and informed what you have done. The card company will send you a Identity Fraud Packet, try to talk to a Supervisor. Complete the packet and send it certified mail. They will send you a letter stating that it was removed, then send that letter to all 3 credit companies.


Quote:
Originally Posted by Anonymous View Post
I've been disputing a charge on my credit reports for three years. This was involving a card that was never activated by me, yet I was continually billed monthly for late fees, eventually ending up in Court!!! The credit bureaus kept "verifying" it as mine!!!!! Finally, I contacted an attorney specializing in this type of illegal and deceptive debt collection practices, LEMBERG & ASSOCIATES. I believe they have offices in many states. They resolved the issue with the debt collector, however, Experian still refused to remove it from my credit report. I contacted the Attorney General's Office who wrote to them. Still, they refuse to remove it. I disputed this again and it has again been verified as true!!!!! I am at my wits end. This company should be out of business. My next step will be a certified letter to the FCRA and a formal complaint. I finally got through to a real person and was given the wrong address to mail documents; they were returned to me "addresssee unknown"!!!


bill cox
Anonymous
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Sub: #50
Replied on 12-07-2009, 02:05 PM
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general question i have been involved in a mortgage modification with chase due to the current ecnomic cond it took several months to resolve and then only with the help of a us congress man my credit is being reported as bad as if a foreclosure had taken place i have my loan modfied and am current with all of my bills how should they report me fairly as i am now pays as agreeed again

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Sub: #51
Replied on 12-07-2009, 02:13 PM
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Quote:
Originally Posted by anonymous View Post
general question i have been involved in a mortgage modification with chase due to the current ecnomic cond it took several months to resolve and then only with the help of a us congress man my credit is being reported as bad as if a foreclosure had taken place i have my loan modfied and am current with all of my bills how should they report me fairly as i am now pays as agreeed again
write me a letter

n/a
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Sub: #52
Replied on 12-07-2009, 04:26 PM
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its actually po box 9701

Sub: #53 language
Replied on 12-14-2009, 05:46 AM
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Jeez, if I want to hear/read this kind of language I can go to the corner bar.

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Sub: #54
Replied on 12-21-2009, 12:25 PM
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As part of a refinancing process, a credit report was generated that included data from Trans Union, Experian and others. Experian has me listed as having several alias and I have filed a dispute. Experian has emailed me the results of their investigation, however using the info they have given me I cannot access the report. (They have given me until tomorrow to do it). When I call them with the report number and provide my ss#, it says that there is no report that matches that number. I want these aliases off of my report. They are real people and probably have bad credit. Since I can't get ahold of a real person, I have no way of knowing what their investigation turned up and no way of getting aliases removed. Maybe I am being too sensitive about the aliases. I do not know where to go from here.

Fed UP!!!
Anonymous
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Sub: #55
Replied on 01-15-2010, 08:28 AM
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I just cant understand how these people are still in buisness.... i dont Know how they sleep at night???????

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Anonymous
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Sub: #56 FOUND A WORKING # for EXPERIAN!!!!!
Replied on 02-03-2010, 10:21 AM
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I just got a credit card application delayed for approval because Experian has my current address as being in California...I haven't lived at the current address since 1993! I have lived in Maryland for almost 10 years!!!

After reading everyone's post, I tried some of the numbers.

The number where I was able to get a live person (she was nice): (714) 830-7000.

She told me I needed to mail in a "Request to Update Address".

Experian
PO Box 9701
Allen, TX 75013

She told me to mail:
-a copy of my drivers license (proof that I am me)
-Proof of residency (Utility bill, bank statement, insurance paper).

She also told me to put my email address on the form. They may be able to email me confirmation. But otherwise, I should receive something in the mail stating that they received my request.

Good luck all!

Angry customer
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Sub: #57
Replied on 02-13-2010, 01:10 PM
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This is ridiculous! I can't get a live person no matter what phone number or options I try. I am very upset, then I get hung up on!!! I will NEVER NEVER do business with Experian!

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Anonymous
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Sub: #58 This is a F----- Up Deal
Replied on 02-15-2010, 09:59 AM
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I have been billed $14.95 on my credit card and this is crap.It is to be FREE and now since they put this on my card I have went over my limit and have to pay all this money. You cant talk to anyone just recordings. I am going to do something about this. I did talk to some person and she said that she wouldnt talk to me because I was on a speaker phone. I think that we are giving our SSN to someone over sees and the fraud will begin. I cant believe this but I am going to do something about it. I am not paying the money and that is it!!!!!!!!!!!!!!!

Susanna
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Sub: #59
Replied on 02-19-2010, 04:52 PM
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I can't get anyone at the 888-397-3742 number, but I finally got rerouted to a person using the 717 area code number supplied for the Experian management.

nikimom1
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Sub: #60 nikimom1@hotmail.com
Replied on 03-31-2010, 10:39 AM
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I opted to answer an add to get my credit score. My roommate also did at the same time. Long story short. One time charge 14.95. I could opt out at any time..... Ya, okay. it is absolutely impossible to get in touch with them to cancel the account.Oh ya, I could if I had some account # they want. I never received a hard copy and didn't know I'd need any number.Of course for a nominal fee I can get a hard copy. Are these people a bunch of crooks or am I missing something?

Alejandro Amon
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Sub: #61
Replied on 06-24-2010, 06:11 AM
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I want to end my Credit experian report today.

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Sub: #62
Replied on 09-16-2010, 01:43 PM
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experian is the worst company and should be taken out of business by congress

Experian
Anonymous
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Sub: #63
Replied on 11-23-2010, 07:27 AM
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Call 1-866-853-0303 this worked for me for credit report dispute but I had my report number and followed the prompts, but don't remember which ones exactly.

or 1800-831-5614, opt #3

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Anonymous
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Sub: #64
Replied on 12-13-2010, 01:32 PM
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transunion is the only credit agency who offers prompt assistance in regards to your credit report. experian and equifax needs to do a better job...
its easy to have items placed on your credit but they are not so quick to remove it!!!!!

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