Thanks cajun for your responses!
I am just gonna leave that credit card sit there and keep getting me ok marks every month. Just wasn't sure if it sitting there with no activity was good idea. But I figured cancelling card would be worse.
I kinda want to follow the advice of letting these things just drop off.
I need to know what makes the 7 years goto 10 years as far as I know I haven't recieved any written stuff other than the garbage mail they send evey month about deals. Thats not the written stuff they talk about that would make it goto 10 years???
And is it safe to say. That I have had this over my head for so many years that some good can actually come of it. I really do have the moral issue of actually paying. But I am also thinking if I start paying these smaller ones the bigger ones might pull my report and be like oh hey this guy is paying lets go after him.
Just some things I wanted to put past you to see if I am starting to grab the concept of this. This is all new to me.
Thanks