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Posted: Sun Sep 09, 2007 10:00 pm Subject: Do you have credit card debt?

I am fortunate to have not fallen prey to the millions that are in a mountain of credit card debt. Although I do put all expenses possible on a credit card, it is paid, IN FULL, every month. My sister, however, has done otherwise. She is trying to pay off credit cards and store cards. How do you handle your card?

Posted: Mon Sep 10, 2007 3:24 am Subject:

They stay in my wallet now, where they and I are safe. I have come to realize that I do not need a credit card, that cash is so much better. If I do not have enough cash to buy it at the time, I save up for it then buy it. I am putting back a emergency fund just in case something happens and it always does. I can no longer pay someone else to use my money. Cash is gold.

all the best,
Luke

Posted: Mon Sep 10, 2007 4:32 pm Subject:

Domain- if you could keep your posts to one post, it will be easier for us to help. I have noticed several posts with the same, or near questions, and it makes it hard to know if you have alsready answered one or not.

Thank you.. Very Happy