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Posted: Fri Sep 19, 2008 9:22 am Subject: Need Help!!

I have sent 3 or 4 faxes to Imagine Mastercard. These SOB's pulled my credit report with my authorization in July. Can someone please point me in the right direction in regards to follow up letter please?

Posted: Sat Sep 20, 2008 2:00 am Subject:

Posted: Sat Sep 20, 2008 3:28 pm Subject:

I think they mean without their permission, but if that did happen that wouldn't count on the FICO score would it? Wouldn't that information only be available to that individual?

Posted: Sat Sep 20, 2008 10:51 pm Subject:

If it was a hard inquiry, it stays for 2 years but would only effect the FICO score for the first year.

Does the OP have an Imagine Mastercard? Does ist show as a AR (account Review)? If so, that is a soft pull and only visible to the puller and the consumer.