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I filed a chapter 13 Bankruptcy that was dismissed before it even got off the ground. This was because I lost my job and could not do the repayment plan. I was advised that the credit bureaus should remove this from my credit report because it was not a true bankruptcy. One agency has deleted it - but it remains on the other two even though I have sent letters. One agency also has numerous errors in addresses I have lived at and spellings of my name (making it look like I use alias's) I cannot seem to get these inaccuracies off my report. What to do?

Posted: Fri Oct 05, 2007 9:53 am Subject:

The fact that you filed and it was dismissed is public record and is allowed on report as long as the data is correct. You can write to each bureau with proof of identity & address to remove incorrect personal info.

Guest · Posted: Fri Oct 05, 2007 11:03 am Subject: Ok

It just puzzles me - because it looks like a true bankruptcy on my file - when in fact it was never processed. Can I put an explanation in my file?

Posted: Fri Oct 05, 2007 1:36 pm Subject:

First off is it reporting 100% accurately?

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Internet's first get-out-of-debt community - 136,000 members

Inaccurate information on my credit report

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