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Installment accounts question?

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PostPosted: Thu Dec 06, 2007 11:38 am Subject: Installment accounts question?

Is it right that I have 3 bad checks and 2 phone bills on my report as installment accounts? They are listed as collections and they should be. My problem is they are also listed under installment accounts. How do they figure either type of account is an installment account? Help?
mrhender



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PostPosted: Thu Dec 06, 2007 11:40 am Subject:

The listing is incorrect and should be corrected. A collection account is not a installment account.
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Cajunbulldog
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http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
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PostPosted: Thu Dec 06, 2007 11:44 am Subject:

How do I dispute it? Should I just select other and explain what I explained here?
mrhender



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PostPosted: Thu Dec 06, 2007 12:17 pm Subject:

If you are using online,select other and inform them this is not a installment account.Better option is a mail in dispute.
_________________
Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com/forums/about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.
cajunbulldog
Moderator
cajunbulldog
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Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803

PostPosted: Thu Dec 06, 2007 12:22 pm Subject:

Ok thanks! I'll get it out in the mail today.
mrhender



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Joined: 09 Aug 2007
Posts: 47
Debtcc Points: 1397

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