LVNV Funding LLC

I just pulled my credit report and noticed that LVNV Funding both on Experian and Equifax. But they reported OK status on Equifax and KD status on Experian. What should I do???

What is the status of the account? Have you paid it off?

You may need to send the GW letter to remove the negative entry from the credit report. Here you'd find the format. Please make the necessary changes in it before sending.

What is GW?

I sent this collection agency a DV and they verified it. After I received the verification, I sent them 2 settlement offers/PDLs but they haven't responded to either.

Respectfully, what you should do is pay the money you owe. If we have reported it, you can be sure it's a legitimate debt. You need to contact us immediately to make arrangements to pay this.

puh-lease.your bottomfeeder is as low as it gets.hopefully you will be litigated out of existence.until then.don't come on here,and insult our intelligence.

Also, did they validate your debt or simply give you some numbers on a piece of paper. And to the LVNV rep--that is nort true, I know of several others,including myself,that the debt has not been right.

Make sure that they are legally bound to collect the debt and then you can go from there. Make sure that you take notes, keep copies and get everything in writing before dealing with anyone to protect yourself.

I am not saying to not pay your debt, but to make sure that whoever is trying to collect,is the one who is suppossed to be,a nd that the amount is correct. Be carefull of speaking with LVNV, take notes when you can- I have caught them violating several things in the past..Good Luck..karen

i NEVEVER OPENED THE ACCOUNT ON 01/09. pLEASE LET ME KNOW THE NAME OF THE COMPANEY.

Legitimate debt my ass....I just resolved today and account that you guys have been harrassing me about that was settled with the original company three years agoooooo....Its amazing how nobody every received the proof I faxed until I threaten to get my own attorney. LVNV is the crookedest company around and you can bet your ass I will be reporting you to the credit bureau.....

DO NOT PAY LVNV! If you settle with them they will most likely sell the remainder of your debt to another collection agency..I sent them a debt verification request to which they never responded to..they did however continue to call and after I recorded 7 conversations I found 43 violations of my rights..I now have a lawyer that is about to drop the ball on them.

Funny how you dead beats whine about a debt you made, no time to pay up you whine about it. Bums you all are.

Hey Funnybums-come to my front door and say that, you slimy bottom feeding excrement, you wont be able to say anything again, trust me on that. I went around with your company and stuck it to you really good and I would gladly do it again

back to the phones humanoid.you had your say,and it's typical employee of said bottomfeeder stupidity.we are not ineterested,or care what you think.

DONOT LISTEN TO THIS IDIOT!!! Do not settle with these scum bags..they are lying on your credit report charging you interest (not supposed to do by the way) fight back don't buckle they break the law daily!

These LVNV horrors are now using the names of LAW FIRMS and sending letters about a debt that doesn't even exist! Regarding an account that was NEVER EVEN opened and for the wildest amounts...Is this the latest fraud/scam or WHAT?!?! Word to the wise...if you get a letter with LVNV Funding LLC as an assignee and purchaser of another company (like Chase or Citibank etc) then note this: they are saying that they bought your debt and you now owe them. They are also not considering the fact that you can check your own credit report for FREE every year, and your credit report will show if you have a debt that has been late for several months or even years...if the debt isn't even on your credit report how in the hell can you owe it to them? ANY reputable company reports to one or all of the three credit bureaus, and they won't hesitate to report when your late enough to go to collections....and you can trust that the credit bureaus don't erase a damn thing for about seven to ten YEARS...

Here is the number to the Federal Trade Commission 1-202-326-2222 Start there and report them.

Hey bottom feeders. Go somewhere else and suck a turd. I have dealt with you before and WON!!!