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Posted: Wed Jan 03, 2007 9:22 am Subject: Just in from Cash Today.. |
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Check this out, just got it from "DARREN"...
| Quote: | Hi Natasha,
I have decided, as a goodwill gesture, that if you can pay just the $79 fee for the loan, as agreed in the original terms and conditions – I will close the account, mark as paid in full and waive all the remaining outstanding fees that were not paid as well as any costs we have incurred due to their non-payment to us.
This offer will remain valid for 14 days from the date of this e-mail.
Please respond with your decision and I hope that you will accept this settlement offer and we can close the matter permanently.
Best wishes for the New Year,
Darren |
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 9:35 am Subject: |
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If you've paid what you borrowed, tell him to shove it.
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
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Posted: Wed Jan 03, 2007 9:38 am Subject: |
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Well, I live in NC and PDL's are illegal here, right? I sent him the email about a month ago and he has just been sending the same on back that says it is under review, please be patient. Anyway, I got this one and here is what I sent him back..
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I am sorry, but i don't accept. I have not only paid for my $200 loan, i have paid $274 extra on my loan. I will refresh your memory that pdl's are illegal in north carolina. I will also let you know that i will be contacting my ag's office as we speak. Thank you for your time regarding this matter. Sincerily, natasha
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 9:41 am Subject: |
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Awesome Nat. You have to stick to your guns with these people. They are very hard headed and don't give up easily, as you have noticed. But if you stick to it, they'll get bored and leave you alone. He's already breaking down by offering $79. You're almost done.
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Jessi
Moderator


Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20206
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Posted: Wed Jan 03, 2007 9:43 am Subject: |
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Well I haven't got a reply back yet, do you think he will?? What else should I do to get him to mark it PIF?? I have paid those creeps all that I am gonna pay them.
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 10:09 am Subject: |
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Just sit down and relax. I have had dealt with Cash Today and my experience with them was similar to you. Finally, I was able to get the account marked PIF after a lot of running around.
You have enough reasons to prove that you have paid excessively for your loan account in NC where pdls are illegal. Cash Today is trying to add illegal charges on your account and they are placing a settlement proposal to you. You don't need to pay anything more. Just report to your AG and let them communicate with Cash Today. They have already violated so many federal and state laws. By paying more, you will only lose your hard earned money to waste.
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Johnson4485

Joined: 22 May 2006
Posts: 399
Debtcc Points: 3960
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Posted: Wed Jan 03, 2007 10:11 am Subject: |
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Thanks..I have been emailing them back and forth for over a month now. I always get the same lame message back and I just feel like telling "DARREN" to stick it up his a$$. That is how tired of them I am getting.
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 10:52 am Subject: |
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Go get 'em, Nat!
_________________ A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
Moderator

Joined: 12 Oct 2006
Posts: 4372
Debtcc Points: 60922
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Posted: Wed Jan 03, 2007 10:53 am Subject: |
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Thanks guys..If I hadn't have found this site, I would still be paying all of these creeps..
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 11:15 am Subject: |
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| Quote: | Ms Lawrence,
We will only mark as PIF once we receive the payment of $79. I have already agreed to waive all the further fees and the costs we have incurred from all the unpaid items, all of which we are entitled to charge you under both UK law and the terms of the loan as agreed by yourself when accepting the loan. This represents a large sum of money but as we are looking to resolve this matter, which I believe to be most reasonable under the circumstances.
If you confirm your decline of my offer, I will have no other option than to pass the file to our legal and investigation team, and the full balance will be re-instated.
Regards,
Darren |
What am I to do now??? Please help me...
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 11:22 am Subject: |
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Natdust, are you scared now?
That's what Darren wants!! He wants you to fumble so that you pay him $79. How will you be assured that he is really going to mark your account "PIF" after getting the money? And where do you need to send the money? Checking account or by money order?? Cash Today is showing you the UK laws. Legally speaking, they are violating the laws in US. You have to make a decision!!
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a_neblat

Joined: 10 Aug 2006
Posts: 408
Debtcc Points: 5814
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Posted: Wed Jan 03, 2007 11:24 am Subject: |
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Well, yea, I am a little scared. I really don't know what to do? Can someone please help me?????
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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Posted: Wed Jan 03, 2007 11:42 am Subject: |
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| Quote: | | you under both UK law |
This is a loan from a company in the UK? How much in the total amount Darren will reinstate?
_________________ Do, or do not. There is no try.
Stupidity At Light Speed
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jedijeff13
Moderator


Joined: 30 May 2006
Posts: 1791
Debtcc Points: 138
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Posted: Wed Jan 03, 2007 11:42 am Subject: |
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Take it easy!! If I had been you, I will never send them anything. This is how I take.
Wait for others and see what they have to suggest.
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a_neblat

Joined: 10 Aug 2006
Posts: 408
Debtcc Points: 5814
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Posted: Wed Jan 03, 2007 12:33 pm Subject: |
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The balance he says is $1485.00?????
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natdust20


Joined: 19 May 2006
Posts: 1345
Debtcc Points: 14935
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