#1  
09-29-2009, 10:59 AM
aubrey aubrey is offline
Join Date: Jul 2009
Posts: 481
Credits: 5,795
Sub: Medical Bills on Credit Report

My daughter has several medical bills that were sent to collection agencies listed on her credit report. Would it be to her advantage to pay these off? What impact do they actually have on your credit score? I believe they were for deductibles/co-pays.

I know, I know - she should have paid them years ago, but she's been living on a shoestring - but things are getting better for her.

I just don't want to go through all the hassle if it's not going to make a significant different in her credit score which was wrecked when she was married.

Is it worth it?
Reply With Quote Quick reply to this message
  #2  
09-29-2009, 11:26 AM
Unregistered
Guest
Posts: n/a
Credits: 253 [Check]
Sub:

If she owes the money, why question if she should pay them. Of course she should.
This forum advocated paying your debts.
Reply With Quote Quick reply to this message
  #3  
09-29-2009, 10:42 PM
gunz.ijjistaff's Avatar
gunz.ijjistaff gunz.ijjistaff is offline
Junior Member
Join Date: Apr 2009
Posts: 90
Credits: 2,014
Sub:

Yes if she have money to pay them, Then after she pay them by cash they will remove this bills from credit report. Contact your nearest credit report beuro.
Reply With Quote Quick reply to this message
  #4  
09-30-2009, 02:36 AM
SOAPLADY's Avatar
SOAPLADY SOAPLADY is online now

Moderator
Join Date: Feb 2007
Location: Naples Florida
Posts: 5,169
Credits: 39,391
Sub:

No, paying a debt does NOT remove them from a credit report. Creditors can continue to report for the entire reporting SOL.
Reply With Quote Quick reply to this message
  #5  
09-30-2009, 06:13 AM
PinkLady's Avatar
PinkLady PinkLady is offline

Moderator
Join Date: Jun 2006
Posts: 1,735
Credits: 23,564
Sub:

Some places will garnish you for unpaid medical bills depending on the amount. My cousin is actually being garnished right now for a $478 medical bill that was sent to collections. Even if she can't pay them in full, she should try to send small payments as she can...every little bit will help. She can even contact the collection agency to see about payment arrangements.
__________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
Reply With Quote Quick reply to this message
  #6  
09-30-2009, 07:29 AM
aubrey aubrey is offline
Join Date: Jul 2009
Posts: 481
Credits: 5,795
Sub:

Eventually I will pay them, as I have her Power of Attorney for finances. However, she just got back to work after being out on disability for 3 months and hospitalized; has 2 special needs children and is separated from her husband.

I am prioritizing paying back the creditors. Rent first, car payment etc. I pulled her credit report yesterday and saw these old collections. As I want to clean up her credit (before I croak) I wanted to know if was better to do it sooner than later. Eventually they WILL be paid. I was unaware of them until yesterday.
Reply With Quote Quick reply to this message
Reply


Quick Reply
Name:
Message:
 
 
 
 
   
 
 
Options

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 09:41 AM.





 
About Us | Contact Us | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services