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Posted: Thu Jul 05, 2007 10:38 am Subject: What is Medicredit Corp???

My name is Angela and I just signed up to recieve free credit reports from experian each month. Looking through my first report just now I noticed a supposed debt to a medicredit corp. I have no idea who this is or how to go about finding out. Does anyone have any suggestions on how to find out what this debt is? The debt was marked with a KD as of August 01. (I'm not all that sure what the KD means, although I read the legend...) So it seems it would be an old debt, except I didn't have any credit then except my car. The total is only $148, but I want to get this cleared up asap.

Posted: Thu Jul 05, 2007 6:04 pm Subject:

You should have some info in the copy to contact the company. Otherwise, dispute the item with Experian and put it under investigation. They will verify and send you the actual details. Otherwise, the item needs to be deleted.

Posted: Thu Jul 05, 2007 6:39 pm Subject:

I am enclosing public contact info I pulled from Missouri Corporation record filings. They are a collection agency.

Medicredit,Inc.
Attn: Michael Dimarco
190 Carondelet Plaza Suite 1590
St. Louis, MO. 63105
Tel: 573-874-1182

Their name implies they collect medical debt.Please review the three links in my signature at the bottom of my post. The first two are laws regarding collections & credit reporting.The third is a debt validation letter you could send to them certified return receipt to make them prove this alleged debt.

Juli · Posted: Sun Jul 08, 2007 2:47 pm Subject: laws

Your debt validation letter is ony good for MO, correct? How can I get the same information for FL? I also just received a notice on my credit report that a debt has been filed from MediCredit Corp and I have NO idea what it is in regards to. I have health insurance and have yet to see a bill from anyone that states any service that was not covered. And now, a collections notice on my credit report???

Posted: Sun Jul 08, 2007 3:58 pm Subject:

Medicredit was formerly MCS Collections and is a subsidiary of The Outsource Group. They are a full service collection firm serving healthcare, telecommunications, utility, government, banking and general industry.

Posted: Sun Jul 08, 2007 3:58 pm Subject:

Juli that letter for validation is good anywhere in the US because it is mandated by Federal law.

Posted: Mon Jul 09, 2007 1:41 am Subject:

Hi Juli

In my opinion you should immediately notify the credit bureau in writing that the debt which has been filed by the Medicredit Corp is inaccurate and false. Include copies of documents that support your claims. Make a copy of your credit report and clearly identify the listing that you dispute, explain in your letter why you are disputing it and requesting its deletion or correction.

Wondering Also · Posted: Fri Oct 19, 2007 12:40 pm Subject: Medicredit Corp

I'm assuming you have found your information, but if not I found this phone number for them. (314) 863-8890. It was on the MANTA website.

aprilfirst · Posted: Fri Oct 26, 2007 6:00 am Subject: Medicredit

I am trying to help our son, whom had his first credit report, and found a Fl hosp bill $4000. plus..he had insurance, a $300. bill (for the same date)was processed but the other never was. now three years later he is dealing with an abusive woman (Medicredit)that just insist he send them money and he bill his own insurance co...the hosp says they cannot bill it now because they have turned it over to this credit collection. they had his address and phone number, he did move and had a forwarding, but never recieved anything.. the hosp told he it just was never billed. Help please

Posted: Sat Oct 27, 2007 4:17 am Subject:

Hi aprilfirst

In my opinion you should ask your son to send a debt validation letter (DV) to the collection agency. you can find sample DV letters here:

http://www.debtconsolidationcare.com/sample-letters.html

Hope it helps Smile

Keep us posted....take care
Nelly

Guest · Posted: Thu Apr 03, 2008 6:41 pm Subject:

The MediCredit Corporation is a debt collection agency. Google them and call their hotline and you will get all of the information you need. Call during the day to get much nicer collectors, as on nights and weekends they are trained to be "harder" collectors. I should know I put myself in college working for them...

stevejames

Same here, I've never heard of them and I have a balance showing $296 that started in Jan '08. I called and talked to a woman named Ethyl on 5/28, who said that they have received a numerous calls similar to this and that she would have "Nick" get back to me. Today is 6/5 and I have yet to hear anything.

I'm going to call again in a moment, the # I used to get in touch with them is (314) 837-2200

Please let me know if you had any resolution.

Steve

Melisa · Posted: Fri Jun 13, 2008 9:04 am Subject: Medicredit on my report also!

Hi,
They show up as a negative on my Experian report as well and I too have no idea what it's about.

dolphincougar · Posted: Fri Jul 18, 2008 12:43 am Subject: Medi Credit Corp

I got a call the other day from Medi Credit. I know what they want. They said I owe $6000 but the Hospitals invoices say i owe $4000. Medi Credit says that they are charging 9% interest. I am a full-time student and full-time mom and I suffer from severe chronic migraines. Everytime they call I tell them that whenever I get back on my feet I will give them a call, but it doesn't look like that will be anytime soon. I live w/ my brother in a 1 bdroom. I cannot work due to the migraines and Medi Credit says that they will put a lawsuit on me and garnish my wages. Then they take information from me and then this guy proceeds to tell me to take out a $6000 student loan. I am trying to stay out of debt and this guy wants me to get into more debt just as long as they get paid. Can they really charge 9%? And can they garnish wages from someone who doesn't work? Does anyone have any suggestions on what I can do to get these people off my back, because paing them is not an option right now obviously?

Posted: Fri Jul 18, 2008 2:12 pm Subject:

They can't garnish wages if you don't have any wages. They could still sue you and if they get a judgment, then they could just wait and garnish future wages if you do get a job.

As to the rest of your questions, hopefully someone else will be along soon who can give you further advice.

Good luck!

Posted: Sat Jul 19, 2008 4:01 am Subject:

Have you sent a debt validation letter to these collectors yet?That balance sure seems inflated to me. Send one certified return receipt and stay off the phone for now unless you are dealing with the hospital.

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