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Medicredit: Why is it listed on my credit report?
Medicredit Corporation is a licensed collection agency and is a subsidiary which is wholly owned by The Outsource Group. Read through the topics below to know what to do if Medicredit is listed on your credit report?
- What can you do if Medicredit shows on your credit report?
- What are the contact details of Medicredit collection agency?
What can you do if Medicredit shows on your credit report?
If Medicredit Corporation shows on your credit report, it could mean either of the two things:
- It is a valid debt
- It is a misinformation
Take the following steps when Medicredit Corporation or any other CA shows up on your credit report for an old debt:
For a valid debt:
- Check Statute of Limitations in your state:
If the SOL in your state has expired for this account, you may or may not pay this debt. By law you cannot be forced to pay this debt once it is past the SOL. However, if you do intend to pay on the debt, remember that it will restart the SOL on that debt. In case you have relocated to another state, you must know that the SOL of the state where your debt originated will be applicable in this case. - Pay off the debt:
If you have enough proof that the debt is valid, you may want to pay it off. Speak with the collection agency and work out a payment plan to pay off the debt. You may also request for a pay-for-delete. It is, however, up to the creditor whether or not he will agree for the pay-for-delete. - Seek debt settlement:
You may also want to go for debt settlement if you find it difficult to pay the full amount. Get the Medicredit corporation contact details and speak with the creditor. Try to negotiate with the CA to forgive a part of your debt and agree for a settlement.
For an invalid debt:
- Request debt validation:
If you find Medicredit collections listing on your credit report and you are not sure whether or not you owe it, then request for a debt validation. - Dispute debt:
You may ask 'how to correct the Medicredit corp. error in credit report' If you are certain that the debt from Medicredit corporation collection agency reflecting on your credit report is incorrect, you may easily dispute the account listing. It becomes the responsibility of the bureaus to check if debt is valid. If not, then it must be removed from your report.
What are the contact details of Medicredit collection agency?
If you have any questions to ask them, you may call the Medicredit phone number - 314-837-2200
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__________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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__________________ Nothing that matters comes easy; nothing that comes easy ever really matters. |
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__________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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__________________ Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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