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Posted: Tue Apr 01, 2008 8:37 am Subject: Will paid incorrect debts be refunded? |
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If a debt was paid to Company A, but I erroneously paid Company B when they showed on my credit reports, how do I get my money back from Company B? Or can I?
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smo65d11
Joined: 21 Mar 2008
Posts: 660
Debtcc Points: 4263
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Posted: Tue Apr 01, 2008 9:59 am Subject: |
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If you owed B money also then no. If you did not owe them money they would apply it to your next statement. If there is no future billing they should send it back but you might alert them to the error to be sure.
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frogpatch
Moderator

Joined: 09 Apr 2007
Posts: 3629
Debtcc Points: 30484
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Posted: Tue Apr 01, 2008 10:01 am Subject: |
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I paid Company A in full, so Company B was paid in error. Should I send a Debt Verification letter to both Company A & B?
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smo65d11
Joined: 21 Mar 2008
Posts: 660
Debtcc Points: 4263
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Posted: Tue Apr 01, 2008 6:08 pm Subject: |
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I think you have to go into a little more detail. Did you actually owe company B or not? Your first post made it sound like your payment for A went to B but in your last post you said that both were paid? Is company B a collection agency for company A and did you pay the same debt twice? please explain...
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smckaybiz

Joined: 19 Jan 2008
Posts: 87
Debtcc Points: 2146
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Posted: Wed Apr 02, 2008 7:07 am Subject: |
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Yes I paid both company A and company B. Company B was a collection agency for company A. I paid the same debt twice.
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smo65d11
Joined: 21 Mar 2008
Posts: 660
Debtcc Points: 4263
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