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 Posted: Wed Aug 22, 2007 6:17 pm Subject: Bad Credit Erased |
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Tell me what i need to do to get negative items off my credit report.
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mrhall1
Joined: 22 Aug 2007
Posts: 1
Debtcc Points: 43
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| Posted: Wed Aug 22, 2007 7:51 pm Subject: mrhall |
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Welcome, mrhall! I'm not an expert on the subject, but I can promise you that one of the knowlegable forum members will be able to answer that for you! Hang tight! 
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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| Posted: Wed Aug 22, 2007 8:35 pm Subject: |
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Different kinds of entries have different lifespans.
-Defaults 7 years
-Chap 13 BK 7 years
-Chap 7 BK 10 years
-Judgments 10 years
-Tax liens 15 years
You can attempt to dispute anything, while there is no gaurantee that you will be successful, you won't get anything if you don't try.
_________________
The only people with whom you should try to get even are those who have helped you.
-John E. Southard
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Morningstar
Moderator
Joined: 06 Feb 2007
Posts: 1651
Debtcc Points: 10700
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| Posted: Thu Aug 23, 2007 2:41 pm Subject: |
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What kinds of items are shown in your credit report? Too many unpaid items on the file cause bad credit. You will have to make arrangements with the creditors and pay their debts. This will improve your scores. Also check for any incorrect items if they are listed on your file. If you find any, dispute those with the bureaus and get it removed ASAP. This should also raise your scores.
Here's some easy ways to fix your credit ratings.
http://www.debtconsolidationcare.com/credit-repair/about23503.html
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fatb88
Joined: 20 Dec 2006
Posts: 221
Debtcc Points: 1571
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cajunbulldog
Moderator
Joined: 20 Dec 2006
Posts: 4875
Debtcc Points: 37803
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