Post New Thread
 
Thread Tools
Display Modes

Posts: 2
Credits: 165


Send message to unwantedcalls
Sub: #1 ? about credit report... Need Help
Replied on 01-03-2012, 02:24 PM
Reply With Quote

I was hoping that someone could give me some advice. I am wondering if there is a way that I could place a block or something on my credit report so that collection agencies can't run my credit file to get updated information on me.

Please help!




Posts: 12,872
Credits: 116,207


Send message to SOAPLADY
Sub: #2
Replied on 01-03-2012, 04:39 PM
Reply With Quote

Not sure if you are asking about inquiries or tradelines...but the answer is no....they can inquire if they have permissable purpose and they can report accurate information.

__________________
How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
SOL for all states
http://www.debtconsolidationcare.com...imitation.html

Posts: 2
Credits: 165


Send message to unwantedcalls
Sub: #3
Replied on 01-03-2012, 07:48 PM
Reply With Quote

Yes I was wondering about inquires because it seems like old debts from the past few years or longer are getting my new phone numbers and addresses so I wasn't sure if I could put a fraud alert or something.

Sub: #4
Replied on 01-04-2012, 08:00 AM
Reply With Quote

It's called skip tracing. If you owe someone, they'll find you eventually and come to collect. If you owe someone, they can run your credit and find out your updated info.

You need to contact these people, rather than trying to run from them and either pay your past due accounts, if valid. If they aren't valid, you need to take action to dispute them, have them validated or send cease and desist orders.





Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 03:14 PM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.084 seconds.