 Posted: Fri Mar 21, 2008 8:40 pm Subject: Need Help Repairing My Credit |
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Hello -
I am new to these forums. I have been looking around, and it seems like a great community with so much useful information. Okay, here is my situation....
I divorced last year. During the the initial separation and divorce, I had several accounts go into collection (6 or 7). I make a decent income for a single, 28 year old man....about 65k a year. After a costly divorce, I was able to get back on my feet and get all of my old accounts settled. One of the mistakes I now see that I made was that I did not negotiate with the collection agencies to remove the mark on my cr once it was paid off. Anyway, all accounts have been taken care of. I do have one loan with a bank for about 30k that I have been paying on for the last 3 years with no late payments. I always made it a point to get that one paid. During the divorce, I did have several late payments on other accounts. I have managed to keep everything current for the last 4 months. My Experian score is 591. It has went up 14 points in the last 3 months. My question is, what can I do to raise my credit score so I can get a decent mortgage, and do you have any ideas on how long will it take? I appreciate all of your help!
Aaron
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aaronmarshallbucher
Joined: 21 Mar 2008
Posts: 2
Debtcc Points: 45
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