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Posted: Mon Dec 10, 2007 8:44 am Subject: When you send a DV letter |
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Are you authorizing the company to look at your credit report??
I sent a DV letter to Avante and then a couple days later the put an inquiry on my report, can I dispute that, or just send them a removal request??
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jaydanielle1

Joined: 24 Oct 2007
Posts: 553
Debtcc Points: 5761
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Posted: Mon Dec 10, 2007 8:54 am Subject: |
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In my opinion they are not allowed to do anything in regards to collecting until they validate that debt. I think that looking into your credit report is a means of collecting in an indirect manner. They did not report anything did they?
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frogpatch
Moderator

Joined: 09 Apr 2007
Posts: 3713
Debtcc Points: 30905
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Posted: Mon Dec 10, 2007 8:58 am Subject: |
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What? They inquired to your CR. For what? They already know you are in collections...what else do they need? I also believe they are supposed to validate first.
_________________ bflow30
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bflow30

Joined: 15 Jun 2007
Posts: 521
Debtcc Points: 8284
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Posted: Mon Dec 10, 2007 9:21 am Subject: |
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They have not report anything to my knowledge, but should I send the letter asking them to remove the inquiry? I dont understand why they did that either.
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jaydanielle1

Joined: 24 Oct 2007
Posts: 553
Debtcc Points: 5761
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