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 Posted: Fri Apr 11, 2008 9:27 am Subject: credit report |
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Target National Bank has a record on my credit report and I would appreciate if you would remove this off. It has been paid off and closed for 5 years and is counting against my credit. Please contact me back as soon as possible, so I don't have to take further action. Kathy Brandvik
acct# xxx
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KATHY bRANDVIK
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Debtcc Points: 100
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| Posted: Fri Apr 11, 2008 9:31 am Subject: |
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I am sorry, but we have nothing to do with the credit reports. This is a Forum relating to debt and credit issues and help.
If you will contact the credit bureau, you can dispute it through them..Good luck
I removed your account number for safety..Karen
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Bossy4455
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Joined: 27 Feb 2006
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| Posted: Sat Apr 12, 2008 12:40 am Subject: |
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Hi kathy
Karen is right......we are a get out of debt community.
BTW you can dispute it with the credit bureau as well as the creditor.
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goodnelly
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Joined: 20 Jun 2007
Posts: 632
Debtcc Points: 8494
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| Posted: Sat Apr 12, 2008 12:47 am Subject: |
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IMO you immediately have to contact both the credit agency and the creditor. Once an account is closed, you have to make it sure that the creditor reports its updated status to the bureaus.
At times, not all the creditors report to all the bureaus, hence the updates may not appear in the reports of all the three bureaus.
If the problem persists, you may then need to file online complaint with the credit bureau.
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tweetyturner
Joined: 11 Mar 2008
Posts: 279
Debtcc Points: 3264
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| Posted: Sat Apr 12, 2008 1:32 am Subject: |
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how long will it take to dispute?is there a time limit with in which the bureau must reply back to my dispute?iam feeling so helpless and restless.i can not even sleep at night.i have jut graduated from my college and i do not have any accounts in collection.but when i saw my report i saw three accounts in collections.i have to get them away otherwise i might be losing my dream job.help me!
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insomnia
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