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Posted: Mon Sep 17, 2007 6:21 am Subject: My report contains a bunch of errors

Hello guys,

I was looking at my credit reports trough TrueCredit.com and I have noticed at least 3 errors so far.

1) My job history is incorrect:

- there is no employment history on file for Equifax
- the hire dates are incorrect on both TransUnion & Experian reports
- my company name is mispelled on Experian's credit report

2) My address information is wrong:

- TransUnion has my previous address/date right but doesnt have the current one
- Experian has the current address but with a wrong date, and the old address has a wrong date also
- Equifax has the right old address with a wrong date and doesn't have my current address/date

I haven't even gone trough the credits/account yet Shocked

What should I do?

Thanks Smile

Posted: Mon Sep 17, 2007 6:52 am Subject:

Review your accounts carefully then submit disputes for everything you are disputing. Each website allows you to dispute online, that is the easiest way to dispute.

Posted: Mon Sep 17, 2007 7:52 am Subject:

Submit everything everything at once on separately for address / employment etc?
How will I prove them that they have the wrong info?

Thanks! Wink

Posted: Mon Sep 17, 2007 8:00 am Subject:

If you go to the dispute sections of the websites, I'm sure they tell you what they require of you for name/address/employment disputes. Here are the weblinks for each sites disputes:

Transunion: https://annualcreditreport.transunion.com/tu/dispute/order.jsp?package =DisputeDisclosure

Equifax: http://www.equifax.com/online-credit-dispute/

Experian: https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUT E

Posted: Mon Sep 17, 2007 8:41 am Subject:

Thanks mrhender!
I'll do this tommorow, my day off Laughing

Posted: Mon Sep 17, 2007 6:02 pm Subject:

Personal info does not reflect negative or positive on your credit file. You can simply send them the info updating your info and asking them to correct this info.For your credit disputes go over each account throughly looking for errors.

Posted: Mon Sep 17, 2007 6:40 pm Subject:

Personal info meaning adresses, jobs?

Posted: Tue Sep 18, 2007 5:31 am Subject:

Personal info= name address employer etc.

Posted: Tue Sep 18, 2007 6:41 am Subject:

Thanks.

I thought that there is no way it will affect my credit score. But I do want to fix it because I imagine how I fill out an application for something, they check my employment history and it doesnt match with my files.

Will do today.

Thanks Smile

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My report contains a bunch of errors

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