I tried it yesterday. The questions they ask to verify: date of birth, address, employer, when you bought your house, amount of your mortgage payment. As I was aware my credit is in the toilet. What interested me most were the negative accounts and why. There are several that are wrong so I will start to fix them. Fixing my credit score will take time.
Some apartment rental agents will not rent if you have a low credit score. My daughter ran into this problem. and it's hard to get a decent rate for a car loan, should you need one.
I found 2 accounts that had been paid off that were listed as collection accounts and not noted paid.
thanks for the info. it was very helpful.